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  5. E Upper River Rd

5441 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 5441 E Upper River Rd, Somerville, AL 35670

Property Summary

Property TypeVacant Land
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Tax Bill$1,515 (2025)
Deeds & MortgagesJul 2026 Mortgage
Sep 2025 Sale
Flood ZoneZone X (minimal risk)
APN10-05-22-0-000-008.007

Property Details

APN / Parcel Number

Primary APN10-05-22-0-000-008.007
Alternative APNs
  • 11011164
  • 205255

Exterior

Lot Area435,600 sqft (10 acres)

Location & Zoning

Account Number11011164
Street Address5441 E UPPER RIVER RD
CitySOMERVILLE
StateAL
Zip35670-4431
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionBEG AT SW COR OF SEC 22, T6S, R2W, TH E 1326.6', TH N 1750.3', TO TPOB. TH W 435.5', TH N 920', TH E 75', TH N 758.25', TH SE
Legal Range2W
Legal Township6S
Legal Section22
JurisdictionMORGAN AL
Township / Civil DivisionSOMERVILLE
Census Block Group2
Census Block2014
Census Tract5405

Owner

Source: Morgan County records · APN 10-05-22-0-000-008.007

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5441 E UPPER RIVER RD, SOMERVILLE, AL 35670-4431
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 17, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 28, 2025
Transfer Doc02025/8560
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Recording DateJul 14, 2026
Property Address5441 E UPPER RIVER RD, SOMERVILLE, AL 35670-4431
Document Number2026030074
Book / Page2026 / 30074
Instrument DateJul 06, 2026
Transaction TypeMortgage
Record UpdatedAug 07, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5441 E UPPER RIVER RD, SOMERVILLE, AL 35670-4431

Mortgage

Document Number2026030074,
DateJul 14, 2026
Book Page2026/30074
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.48%
Max Rate-1%

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateSep 17, 2025
Property Address5441 E UPPER RIVER RD, SOMERVILLE, AL 35670-4431
Document Number02025/8560
Book / Page2025 / 8560
Instrument DateAug 28, 2025
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1719 ANTIOCH RD, SOMERVILLE, AL 35670-4309

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5441 E UPPER RIVER RD, SOMERVILLE, AL 35670-4431

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,515.00 (+478.24%)$16,920 (-) Land $16,920
2023$262.00$16,920 Land $16,920$84,600 Land $84,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), as of July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
FlashFiber
Fiber		1,000 / 1,000

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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