5453 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 5453 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,200 sqft · built 1991
Lot Size	4.6 acres (200,376 sqft)
Owner	Individual Name on File
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Apr 2015 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-05-22-0-000-008.003`

Property Details

APN / Parcel Number

Primary APN	`10-05-22-0-000-008.003`
Alternative APNs	`151789` `21854`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	461 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	200,376 sqft (4.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	151789
Street Address	5453 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SE COR OF SW1/4 OF NW1/4 OF SEC 22, T6S, R2W, TH W 310', TH N 747.65' TO CENTER OF UPPE R RIVER RD, TH SE ALG SAID RD
Legal Range	2W
Legal Township	6S
Legal Section	22
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2014
Census Tract	5405

Owner

Source: Morgan County records · APN 10-05-22-0-000-008.003

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5453 E UPPER RIVER RD, SOMERVILLE, AL 35670-4431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Apr 27, 2015	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jul 25, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK
Jan 26, 2011	Deed of Trust, Mortgage · Conventional Mortgage RBC BANK USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5453 E UPPER RIVER RD, SOMERVILLE, AL 35670-4431
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/19613
Date	Jun 22, 2018
Book Page	2018/19613

Lender

Name	REGIONS BANK
Type	Bank
Address	DECATUR, AL 35601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5453 E UPPER RIVER RD, SOMERVILLE, AL 35670-4431
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015/11812
Date	Apr 27, 2015
Book Page	2015/11812

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 09, 2025

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5453 E UPPER RIVER RD, SOMERVILLE, AL 35670-4431
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005/40561
Date	Jul 25, 2005
Book Page	2005/40561

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	BIRMINGHAM, AL 35201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2025

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5453 E UPPER RIVER RD, SOMERVILLE, AL 35670-4431
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011/02692
Date	Jan 26, 2011
Book Page	2011/02692

Lender

Name	RBC BANK USA
Type	Bank
Address	ROCKY MOUNT, NC 27802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 01, 2021

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00	$29,730 (-) Land $5,580 Building $24,150	$297,300 (-) Land $55,800 Building $241,500
2024		$29,730 (-) Land $5,580 Building $24,150	$297,300 (-) Land $55,800 Building $241,500
2023	$1,058.00 (+12.31%) Homeowner's exemption	$29,730 (+11.68%) Land $5,580 Building $24,150	$297,300 (+11.68%) Land $55,800 Building $241,500
2022	$942.00 Homeowner's exemption	$26,620 Land $5,060 Building $21,560	$266,200 Land $50,600 Building $215,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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