5075 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 5075 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,054 sqft · built 2004
Lot Size	4.7 acres (204,732 sqft)
Owner	2 Individual Names on File
Last Sale	$204,500 (Jan 2025)
Tax Bill	$704 (2025)
Deeds & Mortgages	Jun 2007 Mortgage Nov 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-05-21-0-000-014.000`

Property Details

APN / Parcel Number

Primary APN	`10-05-21-0-000-014.000`
Alternative APNs	`66894` `88795`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,054 sqft Living Area
1st Floor Area	2,054 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	204,732 sqft (4.7 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	88795
Street Address	5075 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, DEERVIEW ESTATES, MB 2003, PG. 16, SEC 21, T6S, R5W
Legal Range	2W
Legal Township	6S
Legal Section	21
Legal Subdivision	DEERVIEW ESTATES
Legal Lot Number	3
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2021
Census Tract	5405

Owner

Source: Morgan County records · APN 10-05-21-0-000-014.000

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	UPPER RIVER, SOMERVILLE, AL 35670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2007	Deed of Trust, Mortgage HOUSEHOLD FINANCE CORPORATION OF ALABAMA
Nov 19, 2010	Deed of Trust, Mortgage · FHA Mortgage RHODE ISLAND USA
Nov 12, 2015	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 20, 2005	Deed of Trust, Mortgage HOUSEHOLD FINANCE CORPORATION OF ALABAMA
Jan 27, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Deed Book / Page	2025 / 591
Prior Transfer Date	Dec 31, 2024
Record Updated	Sep 20, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5075 E UPPER RIVER RD, SOMERVILLE, AL 35670-4443
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/35657
Date	Jun 26, 2007
Book Page	2007/35657

Lender

Name	HOUSEHOLD FINANCE CORPORATION OF ALABAMA
Type	Funding / Finance Company
Address	HUNTSVILLE, AL 35803

Agreement

Amount	Amount Recorded
Term	239 Months
Due	May 25, 2027

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5075 E UPPER RIVER RD, SOMERVILLE, AL 35670-4443
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010/37223
Date	Nov 19, 2010
Book Page	2010/37223

Lender

Name	RHODE ISLAND USA
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2035

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5075 E UPPER RIVER RD, SOMERVILLE, AL 35670-4443
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015/34715
Date	Nov 12, 2015
Book Page	2015/34715

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2045

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5075 E UPPER RIVER RD, SOMERVILLE, AL 35670-4443
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005/59142
Date	Oct 20, 2005
Book Page	2005/59142

Lender

Name	HOUSEHOLD FINANCE CORPORATION OF ALABAMA
Type	Funding / Finance Company
Address	HUNTSVILLE, AL 35803

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Sep 26, 2010

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 27, 2025
Property Address	5075 E UPPER RIVER RD, SOMERVILLE, AL 35670-4443
Document Number	002025/591
Book / Page	2025 / 591
Map Reference	MB 2003 PG 16
Instrument Date	Aug 15, 2003
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5075 E UPPER RIVER RD, SOMERVILLE, AL 35670-4443

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$704.00 (-0.85%)	$20,620 (-) Land $5,700 Building $14,920	$202,500 (-0.88%) Land $57,000 Building $145,500
2024			$204,300 (-0.92%) Land $57,000 Building $147,300
2023	$710.00 (+9.06%) Homeowner's exemption	$20,620 (+9.56%) Land $5,700 Building $14,920	$206,200 (+9.56%) Land $57,000 Building $149,200
2022	$651.00 Homeowner's exemption	$18,820 Land $5,170 Building $13,650	$188,200 Land $51,700 Building $136,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), as of July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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