513 Ryan Dr, Richmond, KY 40475 Property Records

Madison County property record for 513 Ryan Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (May 2021)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0068-002G-0030`

Property Details

APN / Parcel Number

Primary APN	`0068-002G-0030`
Alternative APNs	`111847` `74975` `41035`

Exterior

Lot Area	12,023 sqft (0.276 acres)

Location & Zoning

Account Number	41035
Street Address	513 RYAN DR
City	RICHMOND
State	KY
Zip	40475-7578
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 30 PH 1
Legal Phase	1
Legal Lot Number	30
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

513 Ryan Dr is owned and occupied by an individual who bought it in May 2021.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	513 RYAN DR, RICHMOND, KY 40475-7578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 19, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	Sep 19, 2019 · Amount on File
Deed Document Number	2014036389
Deed Book / Page	D805 / 23
Record Updated	Jun 8, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 11, 2021
Property Address	513 RYAN DR, RICHMOND, KY 40475-7578
Document Number	000D805/23
Book / Page	D805 / 23
Map Reference	CAB 28 SL 43
Instrument Date	Apr 30, 2021
Instrument	2014036389
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 ALLEN DR, RICHMOND, KY 40475-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2014036390
Date	May 11, 2021
Instrument	2014036390

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Sep 19, 2019
Property Address	513 RYAN DR, RICHMOND, KY 40475-7578
Document Number	D00778/568
Book / Page	D00778 / 568
Map Reference	CAB 28 SL 43
Instrument Date	Sep 13, 2019
Instrument	2013999025
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	513 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2013999026
Date	Sep 19, 2019
Instrument	2013999026

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 513 Ryan Dr was $3,206 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 Additional exemption filed	$340,000	$340,000
2023	$3,298.00 (-0.3%)	$340,000 (-)	$340,000 (-)
2022	$3,308.00	$340,000	$340,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 Ryan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Ryan Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryan Dr

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