516 Ryan Dr, Richmond, KY 40475 Property Records

Madison County property record for 516 Ryan Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Lot Size	0.346 acres (15,072 sqft)
Owner	Individual Name on Record
Last Sale	$290,900 (May 2019)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0068-002G-0012`

Property Details

APN / Parcel Number

Primary APN	`0068-002G-0012`
Alternative APNs	`113180` `76294` `42383`

Exterior

Lot Area	15,072 sqft (0.346 acres)

Location & Zoning

Account Number	42383
Street Address	516 RYAN DR
City	RICHMOND
State	KY
Zip	40475-7578
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 12 PH 1
Legal Subdivision	MAGNOLIA POINTE SUB PH 01
Legal Phase	1
Legal Lot Number	12
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

Source: Madison County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	516 RYAN DR, RICHMOND, KY 40475-7578
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 5, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 22, 2019	Deed, Subdivision Related Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC
May 8, 2018	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS GUARANTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	May 8, 2018 · Amount on Record
Deed Document Number	20192013992877
Deed Book / Page	773 / 701
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	516 RYAN DR, RICHMOND, KY 40475-7578
Transaction Type	Mortgage
Record Updated	Apr 3, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	0M2288/533
Date	Mar 20, 2024
Book Page	M2288/533
Instrument	2014195268

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2064

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	516 RYAN DR, RICHMOND, KY 40475-7578
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	0M2180/674
Date	Aug 5, 2022
Book Page	M2180/674
Instrument	2014105224

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jun 1, 2049

May 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 22, 2019
Property Address	516 RYAN DR, RICHMOND, KY 40475-7578
Document Number	D00773/701
Book / Page	D00773 / 701
Map Reference	CAB 28 SL 43
Instrument Date	May 15, 2019
Instrument	2013992877
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024
Title Company	JETT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 RYAN DR, RICHMOND, KY 40475-7578

Mortgage

Document Number	2013992878
Date	May 22, 2019
Instrument	2013992878

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 8, 2018
Property Address	516 RYAN DR, RICHMOND, KY 40475-7578
Document Number	D00759/121
Book / Page	D00759 / 121
Map Reference	CAB28 SLIDE43
Instrument Date	May 7, 2018
Instrument	2013975499
Transaction Type	Construction Loan
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 N KEENELAND DR, RICHMOND, KY 40475-7951
Investor	Possibly a Property Investor

Mortgage

Document Number	2013975500
Date	May 8, 2018
Instrument	2013975500

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 (+25.35%)	$375,000 (+28.91%)	$375,000 (+28.91%)
2023	$2,821.00 (-0.32%)	$290,900 (-)	$290,900 (-)
2022	$2,830.00	$290,900	$290,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryan Dr

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