49216 River Bluff Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 49216 River Bluff Rd, Hilliard, FL 32046

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 418 sqft · built 2000
Lot Size	1.7 acres (74,363 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Apr 2025)
Tax Bill	$3,445 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`49-4N-25-0000-0005-0040`

Property Details

APN / Parcel Number

Primary APN	`49-4N-25-0000-0005-0040`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	418 sqft Heated Area
Gross Area	914 sqft
1st Floor Area	418 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	74,363 sqft (1.7 acres)
Deck Area	114 sqft
Patio Area	610 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Street Address	49216 RIVER BLUFF RD
City	HILLIARD
State	FL
Zip	32046-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF WILLIAM DRUMMOND GRANT SEC 49-4N-25E IN OR 2782/158
Legal Range	25E
Legal Township	04N
Legal Section	49
Legal Subdivision	KINGS PLANTATION
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2001
Census Tract	50402

Owner

Source: Nassau County records · APN 49-4N-25-0000-0005-0040

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	56041 GRIFFIN RD, CALLAHAN, FL 32011-4368
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Warranty Deed, Transfer · Balloon Mortgage WALTER L SHELTON III ETUX
Aug 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage SOUTHEASTERN BANK
Jan 17, 2020	Warranty Deed, Transfer AMELIA TITLE AGENCY INC, AMELIA TITLE AGCY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	202545011307
Deed Book / Page	2782 / 158
Record Updated	Jun 08, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 21, 2025
Property Address	49216 RIVER BLUFF RD, HILLIARD, FL 32046-6109
Document Number	0027820158
Book / Page	2782 / 158
Map Reference	MB 6 PG 235&236
Instrument Date	Apr 17, 2025
Instrument	202545011307
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2140 TAURUS CT, FERNANDINA BEACH, FL 32034-8973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56041 GRIFFIN RD, CALLAHAN, FL 32011-4368

Mortgage

Document Number	0002782160
Date	Apr 21, 2025
Instrument	2782/160

Lender

Name	WALTER L SHELTON III ETUX
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 17, 2028

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	49216 RIVER BLUFF DR, HILLIARD, FL 32046
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022170949
Date	Aug 13, 2018
Book Page	2217/0949
Instrument	201825196

Lender

Name	SOUTHEASTERN BANK
Type	Bank
Address	KINGSLAND, GA 31548

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 03, 2033

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 17, 2020
Property Address	49216 RIVER BLUFF DR, HILLIARD, FL 32046
Document Number	0023321527
Book / Page	002332 / 001527
Instrument Date	Jan 17, 2020
Instrument	45001904
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	AMELIA TITLE AGENCY INC, AMELIA TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$1,785.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2140 TAURUS CT FERNANDINA BEACH FL 320348973, FERNANDINA BEACH, FL 32034-8973

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,445.00 (-0.52%)	$224,462 (+1.27%) Land $150,000 Building $74,462	$224,462 (+1.27%) Land $150,000 Building $74,462
2024	$3,463.00 (-0.94%)	$221,640 (+1.17%) Land $150,000 Building $71,640	$221,640 (+1.17%) Land $150,000 Building $71,640
2023	$3,496.00 (+15.72%)	$219,084 (+9.07%) Land $150,000 Building $69,084	$219,084 (+9.07%) Land $150,000 Building $69,084
2022	$3,021.00	$200,858 Land $150,000 Building $50,858	$200,858 Land $150,000 Building $50,858

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL	2,000 / 2,000
Cable One Cable	1,000 / 50
TDS Telecom DSL	10 / 1

Based on FCC filings for 41 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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