49119 River Bluff Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 49119 River Bluff Rd, Hilliard, FL 32046

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,834 sqft · built 2008
Lot Size	1.89 acres (82,328 sqft)
Owner	Individual Name on Record
Last Sale	$83,400 (Apr 2005)
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-4N-25-4201-0011-0000`

Property Details

APN / Parcel Number

Primary APN	`49-4N-25-4201-0011-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,834 sqft Heated Area
Gross Area	6,013 sqft
1st Floor Area	2,318 sqft
Upper Floors Area	1,516 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	82,328 sqft (1.89 acres)
Garage Area	598 sqft
Porch	Open Porch
Porch Area	788 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	49119 RIVER BLUFF RD
City	HILLIARD
State	FL
Zip	32046-6181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	LOT 11 IN OR 1310/71 ESMT OR 1462/1571 KINGS PLANTATION PB 6/235
Legal Range	25E
Legal Township	04N
Legal Section	49
Legal Subdivision	KINGS PLANTATION
Legal Lot Number	11
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2001
Census Tract	50402

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	49119 RIVER BLUFF RD, HILLIARD, FL 32046-6181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 13, 2018	Loan Modification, Mortgage · Conventional Mortgage MIDCOUNTRY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2005 · Amount on Record
Deed Sale	Apr 15, 2005 · Amount on Record
Deed Document Number	0000131071
Deed Book / Page	1310 / 71
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	49119 RIVER BLUFF RD, HILLIARD, FL 32046-6181
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49119 RIVER BLUFF RD, HILLIARD, FL 32046-6181

Mortgage

Document Number	0028301220
Date	Nov 21, 2025
Book Page	2830/1220
Instrument	202545035266

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	49119 RIVER BLUFF RD, HILLIARD, FL 32046-6181
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49119 RIVER BLUFF RD, HILLIARD, FL 32046-6181

Mortgage

Document Number	0027041752
Date	Apr 9, 2024
Book Page	2704/1752
Instrument	202445009595

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	49119 RIVER BLUFF RD, HILLIARD, FL 32046-6181
Document Number	0021831271
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021831271
Date	Mar 15, 2018
Book Page	002183/001271
Instrument	8150

Lender

Name	MIDCOUNTRY BK
Type	Bank
Address	BLOOMINGTON, MN 55439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 14, 2020

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,588.00 (+1.44%) Homeowner's exemption Widower's exemption	$279,101 (+2.9%)	$745,750 (+20.47%) Land $85,050 Building $660,700
2024	$3,537.00 (+1.46%) Homeowner's exemption Widower's exemption	$271,235 (+3%)	$619,051 (+4.12%) Land $66,150 Building $552,901
2023	$3,486.00 (+8.13%) Homeowner's exemption Widower's exemption	$263,335 (+3%)	$594,578 (+63.42%) Land $66,150 Building $528,428
2022	$3,224.00 Homeowner's exemption Widower's exemption	$255,665	$363,840 Land $30,000 Building $333,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Sparklight Cable	1,000 / 50
TDS Telecom DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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