Lawrence County property record for 487 Busby Rd, Loretto, TN 38469 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,544 sqft · built 1988 |
| Lot Size | 14.3 acres (623,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Jun 2025) |
| Tax Bill | $1,059 (2025) |
| Deeds & Mortgages | Aug 2025 Construction Loan Jun 2025 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050135 02103 |
| Primary APN | 050135 02103 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 200 sqft |
| Finished Basement | 200 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 623,344 sqft (14.3 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 160 sqft |
| Deck Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 487 BUSBY RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 15 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 960700 |
Source: Lawrence County records · APN 050135 02103
Assessment roll updated January 23, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 GRANDVIEW DR, LAWRENCEBURG, TN 38464-6963 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 26, 2025 | Deed of Trust, Mortgage · Construction Mortgage STOCKTON MORTGAGE CORP |
| Jun 16, 2025 | Warranty Deed, Transfer · Line of Credit EMPLOYEES RESOURCES CU |
| May 06, 2024 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC |
| Aug 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on Record |
| Deed Sale | Jun 16, 2025 · Amount on Record |
| Prior Sale | May 06, 2024 · Amount on Record |
| Deed Document Number | 20253456 |
| Deed Book / Page | 787 / 670 |
| Transfer Doc | 0000316426 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 487 BUSBY RD, LORETTO, TN 38469-3232 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 561 LANNING RD, LAWRENCEBURG, TN 38464-7511 |
| Document Number | 0000795783 |
|---|---|
| Date | Aug 26, 2025 |
| Book Page | 795/783 |
| Instrument | 25004952 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jun 16, 2025 |
| Property Address | 487 BUSBY RD, LORETTO, TN 38469-3232 |
| Document Number | 0000787670 |
| Book / Page | 787 / 670 |
| Instrument Date | Jun 11, 2025 |
| Instrument | 25003456 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,406.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 GRANDVIEW DR, LAWRENCEBURG, TN 38464-6963 |
| Investor | Possibly a Property Investor |
| Document Number | 0025003457 |
|---|---|
| Date | Jun 16, 2025 |
| Instrument | 25003457 |
| Name | EMPLOYEES RESOURCES CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2035 |
| Change Frequency | Annually |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 18% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | May 06, 2024 |
| Property Address | 487 BUSBY RD, LORETTO, TN 38469-3232 |
| Document Number | 0000743829 |
| Book / Page | 743 / 829 |
| Instrument Date | May 02, 2024 |
| Instrument | 24002218 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,346.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 487 BUSBY RD, ARDMORE, TN 38449 |
| Document Number | 0024002219 |
|---|---|
| Date | May 06, 2024 |
| Instrument | 24002219 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Aug 17, 2021 |
| Property Address | 487 BUSBY RD, LORETTO, TN 38469-3232 |
| Document Number | 0000645242 |
| Book / Page | 645 / 242 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 21005553 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $943.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 487 BUSBY RD, LORETTO, TN 38469-3232 |
| Document Number | 0000645244 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 645/244 |
| Instrument | 21005554 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,059.00 (+16.12%) | $52,650 (+16.1%) Land $13,150 Building $39,500 | |
| 2023 | $912.00 Additional exemption filed | $45,350 (-) Land $5,850 Building $39,500 | |
| 2022 | $912.00 | $45,350 Land $5,850 Building $39,500 | $210,600 Land $52,600 Building $158,000 |
Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), updated November 17, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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