Lawrence County property record for 498 Busby Rd, Loretto, TN 38469
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,276 sqft · built 1985 |
| Lot Size | 16 acres (696,960 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,000 (May 2001) |
| Tax Bill | $955 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050135 02201 |
| Primary APN | 050135 02201 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,276 sqft Living Area |
| 1st Floor Area | 2,276 sqft |
| Basement Area | 1,088 sqft |
| Finished Basement | 1,088 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 696,960 sqft (16 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 132 sqft |
| Pole Barn | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 498 BUSBY RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 15 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 960700 |
Source: Lawrence County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 498 BUSBY RD, LORETTO, TN 38469-3235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2001 · Amount on Record |
| Deed Sale | May 2, 2001 · Amount on Record |
| Prior Sale | Jul 31, 1992 · Amount on Record |
| Deed Book / Page | 43 / 951 |
| Last Transfer Date | Jul 22, 2014 |
| Transfer Doc | 0000437281 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 498 BUSBY RD, LORETTO, TN 38469-3235 |
| Document Number | 561801 |
| Instrument Date | May 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 498 BUSBY RD LORETTO TN 384693235, LORETTO, TN 38469-3235 |
| Document Number | 561801 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 000561/000801 |
| Instrument | 2335 |
| Name | HERITAGE BANK & TRUST (CT) |
|---|---|
| Address | COLUMBIA, TN 38401 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | May 6, 2024 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $955.00 | $47,500 (-) Land $9,325 Building $38,175 | |
| 2023 | $955.00 | $47,500 (-) Land $9,325 Building $38,175 | |
| 2022 | $955.00 | $47,500 Land $9,325 Building $38,175 | $190,000 Land $37,300 Building $152,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, as of December 31, 2025
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures