Lawrence County property record for 401 Busby Rd, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,691 sqft · built 1992 |
| Lot Size | 3.76 acres (163,786 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $284,000 (Mar 2026) |
| Tax Bill | $1,501 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 050135 01803 |
| Primary APN | 050135 01803 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,691 sqft Living Area |
| 1st Floor Area | 1,682 sqft |
| Upper Floors Area | 1,682 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 163,786 sqft (3.76 acres) |
| Garage Type | Finished |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,088 sqft |
| Shed | 1 Shed |
| Shed Area | 640 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 401 BUSBY RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 960700 |
Source: Lawrence County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 389 BUSBY RD, LORETTO, TN 38469-3231 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on Record |
| Deed Sale | Mar 2, 2026 · Amount on Record |
| Prior Sale | Jan 19, 2006 · Amount on Record |
| Deed Document Number | 20261188 |
| Deed Book / Page | 815 / 508 |
| Prior Transfer Date | Jan 15, 2025 |
| Prior Transfer Doc | 0000770597 |
| Record Updated | Sep 20, 2026 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,501.00 | $74,675 (-) Land $5,125 Building $69,550 | |
| 2023 | $1,501.00 | $74,675 (-) Land $5,125 Building $69,550 | |
| 2022 | $1,501.00 | $74,675 Land $5,125 Building $69,550 | $298,700 Land $20,500 Building $278,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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