Lawrence County property record for 409 Busby Rd, Loretto, TN 38469
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 896 sqft · built 1920 |
| Lot Size | 33.7 acres (1,468,408 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,000 (Mar 2026) |
| Tax Bill | $1,551 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 050135 01800 |
| Primary APN | 050135 01800 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,468,408 sqft (33.7 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 332 sqft |
| Shed | 1 Shed |
| Shed Area | 896 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Street Address | 409 BUSBY RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 960700 |
409 Busby Rd, a rural home, is owned by two individuals who bought it in March 2026.
Source: Lawrence County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 389 BUSBY RD, LORETTO, TN 38469-3231 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on File |
| Deed Sale | Mar 2, 2026 · Amount on File |
| Prior Sale | Mar 11, 2025 · Amount on File |
| Deed Document Number | 20261188 |
| Deed Book / Page | 815 / 508 |
| Prior Transfer Date | Jan 15, 2025 |
| Prior Transfer Doc | 0000000240 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 409 Busby Rd was $1,551.
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,551.00 Additional exemption filed | $77,125 Land $10,900 Building $66,225 | |
| 2023 | $1,551.00 (-4.85%) Additional exemption filed | $77,125 (-4.87%) Land $10,900 Building $66,225 | |
| 2022 | $1,630.00 | $81,075 Land $10,900 Building $70,175 | $354,100 Land $89,200 Building $264,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Busby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Busby Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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