547 Busby Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 547 Busby Rd, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Dec 2021)
Tax Bill	$530 (2025)
Deeds & Mortgages	Dec 2021 Sale Jun 2014 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`050135 02303`

Property Details

APN / Parcel Number

Primary APN	`050135 02303`
Alternative APN	`135 02303`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	547 BUSBY RD
City	LORETTO
State	TN
Zip	38469-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 15
Jurisdiction	LAWRENCE TN
Township / Civil Division	6
Census Block Group	3
Census Block	3010
Census Tract	960700

Owner

547 Busby Rd is owned by an individual who bought it in December 2021.

Source: Lawrence County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1845 RIDGE AVE, FLORENCE, AL 35630-1844
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Warranty Deed, Transfer
Jun 4, 2014	Loan Modification, Mortgage · Conventional Mortgage FEDERAL NAT'L MTG ASSN (FNMA)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Jun 4, 2021 · Amount on File
Deed Document Number	20218275
Deed Book / Page	658 / 955
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Dec 15, 2021
Property Address	547 BUSBY RD, LORETTO, TN 38469-3232
Document Number	0000658955
Book / Page	658 / 955
Instrument Date	Dec 15, 2021
Instrument	21008275
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount on Record
Tax	$344.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7114 COUNTY ROAD 487, MERKEL, TX 79536-5618

June 2014: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAWRENCE TN
Property Address	547 BUSBY RD, LORETTO, TN 38469-3232
Document Number	549548
Instrument Date	Jun 4, 2014
Transaction Type	Mortgage
Record Updated	Dec 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	547 BUSBY RD LORETTO TN 384693232, LORETTO, TN 38469-3232

Mortgage

Document Number	549548
Date	Nov 26, 2018
Book Page	000549/000548
Instrument	6053

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company
Address	MEMPHIS, TN 38016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	432 Months
Due	Nov 25, 2054

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

The 2025 property tax bill for 547 Busby Rd was $530.

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$530.00	$26,375 Land $2,250 Building $24,125
2023	$530.00	$26,375 (-) Land $2,250 Building $24,125
2022	$530.00	$26,375 Land $2,250 Building $24,125	$105,500 Land $9,000 Building $96,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 547 Busby Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 547 Busby Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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