541 Busby Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 541 Busby Rd, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,708 sqft · built 1960
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Mar 2012)
Tax Bill	$878 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050135 02302`

Property Details

APN / Parcel Number

Primary APN	`050135 02302`
Alternative APN	`135 02302`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	117,612 sqft (2.7 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	622 sqft
Carport	Carport
Carport Area	622 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	541 BUSBY RD
City	LORETTO
State	TN
Zip	38469-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 15
Jurisdiction	LAWRENCE TN
Township / Civil Division	6
Census Block Group	3
Census Block	3010
Census Tract	960700

Owner

Source: Lawrence County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	541 BUSBY RD, LORETTO, TN 38469-3232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2012 · Amount on Record
Deed Sale	Mar 26, 2012 · Amount on Record
Prior Sale	Jul 22, 1988
Deed Document Number	20121401
Deed Book / Page	381 / 623
Prior Transfer Date	Mar 24, 2012
Prior Transfer Doc	0000381625
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	541 BUSBY RD, LORETTO, TN 38469-3232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	510261
Date	Jun 27, 2017
Book Page	510/261
Instrument	17003308

Lender

Name	FIRST FARMERS AND MERCHANTS BANK
Address	COLUMBIA, TN 38402

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$878.00	$43,650 (-) Land $4,975 Building $38,675
2023	$878.00	$43,650 (-) Land $4,975 Building $38,675
2022	$878.00	$43,650 Land $4,975 Building $38,675	$174,600 Land $19,900 Building $154,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Busby Rd

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