451 Busby Rd, Loretto, TN 38469 Property Records

Lawrence County property record for 451 Busby Rd, Loretto, TN 38469

Property Summary

Property Type	Rural Home
Details	3 ba · 1,993 sqft · built 2012
Lot Size	21.5 acres (936,540 sqft)
Owner	2 Owner Names on Record
Last Sale	$40,000 (Jul 2010)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050135 02001`

Property Details

APN / Parcel Number

Primary APN	`050135 02001`
Alternative APN	`135 02001`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,993 sqft Living Area
1st Floor Area	1,513 sqft
Upper Floors Area	480 sqft
Basement Area	1,513 sqft
Unfinished Basement	1,513 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	936,540 sqft (21.5 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	169 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	451 BUSBY RD
City	LORETTO
State	TN
Zip	38469-3248
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 15
Jurisdiction	LAWRENCE TN
Township / Civil Division	6
Census Block Group	3
Census Block	3009
Census Tract	960700

Owner

Source: Lawrence County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	451 BUSBY RD, LORETTO, TN 38469-3248
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 16, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2010 · Amount on Record
Deed Sale	Jul 2, 2010 · Amount on Record
Deed Document Number	00RB345547
Deed Book / Page	RB345 / 547
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	451 BUSBY RD, LORETTO, TN 38469-3248
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000672538
Date	Apr 8, 2022
Book Page	672/538
Instrument	22002487

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	451 BUSBY RD, LORETTO, TN 38469-3248
Document Number	598798
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	455 BUSBY RD LORETTO TN 384693248, LORETTO, TN 38469-3248

Mortgage

Document Number	598798
Date	Jul 7, 2020
Book Page	000598/000798
Instrument	3779

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	451 BUSBY RD, LORETTO, TN 38469-3248
Document Number	567904
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	455 BUSBY RD LORETTO TN 384693248, LORETTO, TN 38469-3248

Mortgage

Document Number	567904
Date	Jul 22, 2019
Book Page	000567/000904
Instrument	3749

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 21, 2034

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00 Additional exemption filed	$68,250 (-) Land $7,725 Building $60,525
2023	$1,372.00 Additional exemption filed	$68,250 (-) Land $7,725 Building $60,525
2022	$1,372.00	$68,250 Land $7,725 Building $60,525	$305,000 Land $62,900 Building $242,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Busby Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures