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4795 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4795 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,659 sqft · built 2019
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$462,179 (Sep 2019)
Tax Bill$7,942 (2025)
Deeds & MortgagesJul 2020 Transfer
Mar 2020 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN062631087800012670

Property Details

APN / Parcel Number

Primary APN062631087800012670

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,659 sqft Heated Area
Gross Area4,587 sqft
1st Floor Area1,871 sqft
Upper Floors Area1,788 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeFinished
Garage Area441 sqft
PorchOpen Porch
Porch Area487 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4795 RIVERWALK DR
CitySAINT CLOUD
StateFL
Zip34771-7577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 5 PB 25 PG 106 LOT 267
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionPRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase5
Legal Tract878
Legal Lot Number267
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records · APN 062631087800012670

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4795 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 20, 2020Deed of Trust, Mortgage
JOSHUA DE LA ROSA
Sep 05, 2019Special Warranty Deed, Subdivision Related Transfer · Commercial Mortgage
CIVIC FINANCIAL SERVICES LLC
Jun 18, 2019Loan Modification, Mortgage · Line of Credit
WILMINGTON TR
Jan 30, 2018Loan Modification, Mortgage · Line of Credit
WILMINGTON TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2019 · Amount on Record
Deed SaleSep 05, 2019 · Amount on Record
Prior SaleSep 05, 2019 · Amount on Record
Deed Document Number0055831353
Deed Book / Page5583 / 1353
Last Transfer DateJul 07, 2020
Transfer Doc0057500631
Record UpdatedJun 08, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 07, 2020
Property Address4795 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0057500631
Book / Page005750 / 000631
Instrument DateJul 07, 2020
Instrument87278
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4795 RIVERWALK DR ST CLOUD FL 347717577, ST CLOUD, FL 34771-7577

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4795 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0056961378
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedJun 08, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2514 TANNER TER KISSIMMEE FL 347436118, KISSIMMEE, FL 34743-6118

Mortgage

Document Number0056961378
DateMar 20, 2020
Book Page005696/001378
Instrument40949
Lender
NameJOSHUA DE LA ROSA
Address2514 TANNER TER, KISSIMMEE, FL 34743-6118
Agreement
AmountAmount Recorded

September 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 05, 2019
Property Address4795 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0055831353
Book / Page5583 / 1353
Map ReferenceMB 25 PG 106
Instrument DateAug 27, 2019
Instrument2019113580
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyEASTERN NATL TTL AGCY FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,235.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

NameVerified Name
Address4795 RIVERWALK DR, SAINT CLOUD, FL 34771-7577

Mortgage

Document Number0055831355
DateSep 05, 2019
Instrument5583/1355
Lender
NameCIVIC FINANCIAL SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueSep 01, 2020

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateJun 18, 2019
Property Address4795 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0055430603
Book / Page005543 / 000603
Instrument DateMay 20, 2019
Instrument78528
Transaction TypeMortgage
Record UpdatedJul 05, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number55430603
DateJun 18, 2019
Book Page005543/000603
Instrument78528
Lender
NameWILMINGTON TR
Address1100 N MARKET ST, WILMINGTON, DE 19890-1100
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateJan 30, 2018
Property Address4795 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0052771344
Book / Page005277 / 001344
Instrument DateJan 17, 2018
Instrument15966
Transaction TypeMortgage
Record UpdatedFeb 22, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number52771344
DateJan 30, 2018
Book Page005277/001344
Instrument15966
Lender
NameWILMINGTON TR
Address1100 N MARKET ST RODNEY SQ N, WILMINGTON, DE 19890
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 29, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,942.00 (-2.1%) Homeowner's exemption$486,600 (-1.72%) Land $78,800 Building $407,800$486,600 (-1.72%) Land $78,800 Building $407,800
2023$8,112.00 (+10.59%)$495,100 (+12.06%) Land $68,200 Building $426,900$495,100 (+12.06%) Land $68,200 Building $426,900
2022$7,335.00$441,800 Land $63,000 Building $378,800$441,800 Land $63,000 Building $378,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 840 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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