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4796 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4796 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,525 sqft · built 2018
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$449,800 (Nov 2025)
Tax Bill$7,398 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2025 Sale & Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN062631087700010930

Property Details

APN / Parcel Number

Primary APN062631087700010930

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,525 sqft Heated Area
Gross Area3,232 sqft
1st Floor Area2,133 sqft
Upper Floors Area392 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area266 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4796 RIVERWALK DR
CitySAINT CLOUD
StateFL
Zip34771-7575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 93
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionPRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase3
Legal Tract877
Legal Lot Number93
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2015
Census Tract43600

Owner

Source: Osceola County records · APN 062631087700010930

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4796 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Nov 26, 2025Warranty Deed, Transfer · Conventional Mortgage
SFMC LP
Dec 04, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Feb 15, 2018Quit Claim Deed, Construction Loan · Line of Credit
VALLEY NAT'L BK
Dec 12, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleDec 04, 2018 · Amount on Record
Deed Document Number2025145625
Deed Book / Page6885 / 1827
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4796 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4796 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
InvestorPossibly a Property Investor

Mortgage

Document Number0059411757
DateApr 22, 2021
Book Page5941/1757
Instrument2021061168
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 26, 2025
Property Address4796 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0068851827
Book / Page6885 / 1827
Map ReferenceMB 25 PG 38-40
Instrument DateNov 24, 2025
Instrument2025145625
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,148.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10361 MALLARD LANDINGS WAY, ORLANDO, FL 32832-5875

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4796 RIVERWALK DR, SAINT CLOUD, FL 34771-7575

Mortgage

Document Number0068851829
DateNov 26, 2025
Instrument6885/1829
Lender
NameSFMC LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

December 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 04, 2018
Property Address4796 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0054430195
Book / Page5443 / 0195
Map ReferenceMB25 PG38-40
Instrument DateNov 30, 2018
Instrument2018177522
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 01, 2022
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address4796 RIVENVALK DRIVE, SAINT CLOUD, FL 34771-7575
InvestorPossibly a Property Investor

Mortgage

Document Number2018177523
DateDec 04, 2018
Instrument2018177523
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2048

February 2018: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 15, 2018
Property Address4796 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0052860187
Book / Page005286 / 000187
Instrument DateFeb 09, 2018
Instrument25852
Transaction TypeConstruction Loan
Record UpdatedMar 20, 2018
Title CompanyDF TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

Mortgage

Document Number52860579
DateFeb 15, 2018
Book Page005286/000579
Instrument26016
Lender
NameVALLEY NAT'L BK
TypeBank
Address4790 140TH AVE N, CLEARWATER, FL 33762-3857
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateDec 12, 2017
Property Address4796 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0052520548
Book / Page005252 / 000548
Instrument DateDec 11, 2017
Instrument176092
Transaction TypeTransfer
Record UpdatedJan 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,609.20
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,398.00 (+11.48%)$413,100 (-1.34%) Land $75,000 Building $338,100$413,100 (-1.34%) Land $75,000 Building $338,100
2023$6,636.00 (+10.58%)$418,700 (+11.95%) Land $65,000 Building $353,700$418,700 (+11.95%) Land $65,000 Building $353,700
2022$6,001.00$374,000 Land $60,000 Building $314,000$374,000 Land $60,000 Building $314,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 840 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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