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4791 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4791 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2019
Square Footage2,654 sqft Living Area
Lot Size9,147 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$314,050 (2019)
Tax Bill$5,205.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-26-31-0878-0001-2650
Alternative APN
  • 263106087800012650

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,654 sqft Living Area
Gross Area3,400 sqft Gross Area
1st Floor2,654 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached Garage
Garage Area400 sqft Garage
Porch Area346 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4791 RIVERWALK DR
CitySAINT CLOUD
StateFL
Zip34771-7577
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 5 PB 25 PG 106 LOT 265
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionPRESERVE AT TURTLE CREEK PH 5
Legal Phase5
Legal Block2650
Legal Lot Number265
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records · APN 06-26-31-0878-0001-2650

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4791 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Apr 20, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Feb 22, 2019Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
K HOVANANIAN AMERICAN MORTGAGE LLC
Jan 30, 2018Loan Modification, Mortgage · Line of Credit
WILMINGTON TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 2019 · Amount on Record
Deed SaleFeb 22, 2019 · Amount on Record
Prior SaleJul 01, 2017 · Amount on Record
Deed Doc Number201923047
Deed Book / Page5481 / 634
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4791 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4791 RIVERWALK DR, SAINT CLOUD, FL 34771-7577

Mortgage

Document Number0059042585
DateMar 04, 2021
Book Page5904/2585
Instrument2021032501
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueApr 01, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4791 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057100258
DateApr 20, 2020
Book Page5710/258
Instrument2020053339
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

February 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 22, 2019
Property Address4791 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0054810634
Book / Page5481 / 0634
Map ReferenceMB 25 PG 106
Instrument DateFeb 15, 2019
Instrument2019023047
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyEASTERN NATL TITLE AGENCY LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,198.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

NameVerified Name
Address4791 RIVERWALK DR, SAINT CLOUD, FL 34771-7577

Mortgage

Document Number2019023048
DateFeb 22, 2019
Instrument2019023048
Lender
NameK HOVANANIAN AMERICAN MORTGAGE LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateJan 30, 2018
Property Address4791 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number0052771344
Book / Page005277 / 001344
Instrument DateJan 17, 2018
Instrument15966
Transaction TypeMortgage
Record UpdatedFeb 22, 2018

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number52771344
DateJan 30, 2018
Book Page005277/001344
Instrument15966
Lender
NameWILMINGTON TR
Address1100 N MARKET ST RODNEY SQ N, WILMINGTON, DE 19890
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 29, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,205.00 (+3.79%) Homeowner's exemption$333,696 (+6.31%)$415,900 (-0.98%) Land $78,800 Building $337,100
2024$5,015.00 (+2.47%)
2023$4,894.00 (+3.4%) Homeowner's exemption$313,903 (+3%)$420,000 (+12.15%) Land $68,200 Building $351,800
2022$4,733.00 Homeowner's exemption$304,761$374,500 Land $63,000 Building $311,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 840 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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