Osceola County property record for 4794 Riverwalk Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,028 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Apr 2023) |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2025 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 06-26-31-0877-0001-0940 |
| Primary APN | 06-26-31-0877-0001-0940 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| Gross Area | 2,767 sqft |
| 1st Floor Area | 2,028 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 298 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4794 RIVERWALK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 94 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | PRESERVE AT TURTLE CREEK PH 3 & 4 |
| Legal Phase | 3 |
| Legal Tract | 877 |
| Legal Lot Number | 94 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 43600 |
Source: Osceola County records · APN 06-26-31-0877-0001-0940
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 72 TIDBURY XING, CAMDEN WYOMING, DE 19934-4754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC |
| Feb 26, 2025 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Apr 28, 2023 | Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Dec 05, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Feb 15, 2018 | Quit Claim Deed, Construction Loan · Line of Credit VALLEY NAT'L BK |
| Dec 12, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on Record |
| Deed Sale | Apr 28, 2023 · Amount on Record |
| Prior Sale | Dec 05, 2019 · Amount on Record |
| Deed Document Number | 202352236 |
| Deed Book / Page | 6396 / 2475 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4794 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 4794 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Investor | Possibly a Property Investor |
| Document Number | 0060282843 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 6028/2843 |
| Instrument | 2021131253 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4794 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4794 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0067451545 |
|---|---|
| Date | Feb 26, 2025 |
| Book Page | 6745/1545 |
| Instrument | 2025024306 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 28, 2023 |
| Property Address | 4794 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0063962475 |
| Book / Page | 6396 / 2475 |
| Map Reference | MB 25 PG 38-40 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023052236 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 TIDURY CROSSING, CAMDEN, DE 19934-4754 |
| Document Number | 0063962477 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 6396/2477 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 05, 2019 |
| Property Address | 4794 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0056350645 |
| Book / Page | 5635 / 0645 |
| Map Reference | MB 25 PG 38-40 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 2019157725 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,084.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8529 SOUTHPARK CIR STE 130, 8529, ORLANDO, FL 32819-9016 |
| Name | Verified Name |
|---|---|
| Address | 4794 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0056350647 |
|---|---|
| Date | Dec 05, 2019 |
| Instrument | 5635/0647 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 15, 2018 |
| Property Address | 4794 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0052860187 |
| Book / Page | 005286 / 000187 |
| Instrument Date | Feb 09, 2018 |
| Instrument | 25852 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 20, 2018 |
| Title Company | DF TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Investor | Possibly a Property Investor |
| Document Number | 52860579 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 005286/000579 |
| Instrument | 26016 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | 4790 140TH AVE N, CLEARWATER, FL 33762-3857 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 12, 2017 |
| Property Address | 4794 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0052520548 |
| Book / Page | 005252 / 000548 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 176092 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,609.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Veteran's exemption | $357,600 (+36.6%) Land $75,000 Building $282,600 | $357,600 (-0.94%) Land $75,000 Building $282,600 |
| 2024 | $4.00 (-99.9%) | ||
| 2023 | $3,955.00 (+3.51%) Homeowner's exemption | $261,784 (+3%) | $361,000 (+11.94%) Land $65,000 Building $296,000 |
| 2022 | $3,821.00 Homeowner's exemption | $254,160 | $322,500 Land $60,000 Building $262,500 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 489 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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