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4798 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4798 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,757 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$306,978 (2019)
Tax Bill$3,954.00 (2025)

Property Details

APN / Parcel Number

Primary APN062631087700010920

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,757 sqft Heated Area
Gross Area2,380 sqft Gross Area
1st Floor1,757 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Garage TypeFinished Garage
Garage Area460 sqft Garage
FenceFence
PorchOpen Porch
Porch Area163 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4798 RIVERWALK DR
CitySAINT CLOUD
StateFL
Zip34771-7575
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 92
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionPRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase3
Legal Tract877
Legal Lot Number92
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2015
Census Tract43600

Owner

Source: Osceola County records · APN 062631087700010920

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4798 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONS DIRECT MORTGAGE LLC
Dec 19, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Feb 15, 2018Quit Claim Deed, Construction Loan · Line of Credit
VALLEY NAT'L BK
Dec 12, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2019 · Amount on Record
Deed SaleDec 19, 2019 · Amount on Record
Prior SaleDec 12, 2017 · Amount on Record
Deed Doc Number2019165046
Deed Book / Page5644 / 0573
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4798 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4798 RIVERWALK DR, SAINT CLOUD, FL 34771-7575

Mortgage

Document Number0061651223
DateMar 07, 2022
Book Page6165/1223
Instrument2022036305
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4798 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057400486
DateJun 18, 2020
Book Page5740/486
Instrument2020078730
Lender
NameNATIONS DIRECT MORTGAGE LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 19, 2019
Property Address4798 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0056440573
Book / Page5644 / 0573
Map ReferenceMB 25 PG 38-40
Instrument DateNov 25, 2019
Instrument2019165046
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 01, 2022
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,149.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8529 SOUTHPARK CIR STE 130, 8529, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

NameVerified Name
Address4798 RIVERWALK DR, SAINT CLOUD, FL 34771-7575

Mortgage

Document Number0056440575
DateDec 19, 2019
Instrument5644/0575
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

February 2018: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 15, 2018
Property Address4798 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0052860187
Book / Page005286 / 000187
Instrument DateFeb 09, 2018
Instrument25852
Transaction TypeConstruction Loan
Record UpdatedMar 20, 2018
Title CompanyDF TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

Mortgage

Document Number52860579
DateFeb 15, 2018
Book Page005286/000579
Instrument26016
Lender
NameVALLEY NAT'L BK
TypeBank
Address4790 140TH AVE N, CLEARWATER, FL 33762-3857
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateDec 12, 2017
Property Address4798 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number0052520548
Book / Page005252 / 000548
Instrument DateDec 11, 2017
Instrument176092
Transaction TypeTransfer
Record UpdatedJan 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,609.20
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,954.00 (+6.2%) Homeowner's exemption$263,798 (+5.99%)$340,200 (-0.73%) Land $75,000 Building $265,200
2023$3,723.00 (+3.56%) Homeowner's exemption$248,898 (+3%)$342,700 (+11.92%) Land $65,000 Building $277,700
2022$3,595.00 Homeowner's exemption$241,649$306,200 Land $60,000 Building $246,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 840 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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