Osceola County property record for 4797 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,186 sqft Heated Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,500 (2019) |
| Tax Bill | $4.00 (2025) |
| Primary APN | 062631087800012680 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,186 sqft Heated Area |
| Gross Area | 2,913 sqft Gross Area |
| 1st Floor | 2,061 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 360 sqft Pool |
| Fence | Fence |
| Patio Area | 380 sqft Patio |
| Porch | Open Porch |
| Porch Area | 176 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4797 RIVERWALK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7577 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 5 PB 25 PG 106 LOT 268 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | PRESERVE AT TURTLE CREEK PHS 3 4 & 5 |
| Legal Phase | 5 |
| Legal Tract | 878 |
| Legal Lot Number | 268 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 43600 |
Source: Osceola County records · APN 062631087800012680
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4797 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 24, 2019 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Jun 18, 2019 | Loan Modification, Mortgage · Line of Credit WILMINGTON TR |
| Jan 30, 2018 | Loan Modification, Mortgage · Line of Credit WILMINGTON TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2019 · Amount on Record |
| Deed Sale | Sep 24, 2019 · Amount on Record |
| Deed Doc Number | 2019123338 |
| Deed Book / Page | 5594 / 1426 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 24, 2019 |
| Property Address | 4797 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0055941426 |
| Book / Page | 5594 / 1426 |
| Map Reference | MB 25 PG 106 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 2019123338 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | EASTERN NATL TTL AGCY FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,243.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008 |
| Name | Verified Name |
|---|---|
| Address | 4797 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0055941428 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 5594/1428 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 18, 2019 |
| Property Address | 4797 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0055430603 |
| Book / Page | 005543 / 000603 |
| Instrument Date | May 20, 2019 |
| Instrument | 78528 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Document Number | 55430603 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 005543/000603 |
| Instrument | 78528 |
| Name | WILMINGTON TR |
|---|---|
| Address | 1100 N MARKET ST, WILMINGTON, DE 19890-1100 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 30, 2018 |
| Property Address | 4797 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0052771344 |
| Book / Page | 005277 / 001344 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 15966 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Document Number | 52771344 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 005277/001344 |
| Instrument | 15966 |
| Name | WILMINGTON TR |
|---|---|
| Address | 1100 N MARKET ST RODNEY SQ N, WILMINGTON, DE 19890 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 29, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $323,063 (+18.51%) | $409,300 (+12.2%) Land $78,800 Building $330,500 |
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $272,594 (+3%) | $364,800 (+11.9%) Land $68,200 Building $296,600 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $264,655 | $326,000 Land $63,000 Building $263,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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