4790 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4790 Riverwalk Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,525 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$324,417 (Jun 2019)
Tax Bill	$4,930 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`062631087700010960`

Property Details

APN / Parcel Number

Primary APN	`062631087700010960`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,525 sqft Heated Area
Gross Area	3,232 sqft
1st Floor Area	2,133 sqft
Upper Floors Area	392 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Finished
Garage Area	441 sqft
Porch	Open Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4790 RIVERWALK DR
City	SAINT CLOUD
State	FL
Zip	34771-7575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 96
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	PRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase	3
Legal Tract	877
Legal Lot Number	96
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4790 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jun 14, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC
Feb 15, 2018	Quit Claim Deed, Construction Loan · Line of Credit VALLEY NAT'L BK
Dec 12, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	2019077243
Deed Book / Page	5541 / 1611
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4790 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4790 RIVERWALK DR, SAINT CLOUD, FL 34771-7575

Mortgage

Document Number	0061250922
Date	Jan 10, 2022
Book Page	6125/922
Instrument	2022004555

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jun 1, 2049

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 14, 2019
Property Address	4790 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number	0055411611
Book / Page	5541 / 1611
Map Reference	MB 25 PG 38-40
Instrument Date	May 30, 2019
Instrument	2019077243
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2022
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,271.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8529 SOUTHPARK CIR STE 130, 8529, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4790 RIVENNAIK DRIVE, SAINT CLOUD, FL 34771

Mortgage

Document Number	0055411613
Date	Jun 14, 2019
Instrument	5541/1613

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

February 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 15, 2018
Property Address	4790 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number	0052860187
Book / Page	005286 / 000187
Instrument Date	Feb 9, 2018
Instrument	25852
Transaction Type	Construction Loan
Record Updated	Mar 27, 2018
Title Company	DF TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
Investor	Possibly a Property Investor

Mortgage

Document Number	52860579
Date	Feb 15, 2018
Book Page	005286/000579
Instrument	26016

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	4790 140TH AVE N, CLEARWATER, FL 33762-3857

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 12, 2017
Property Address	4790 RIVERWALK DR, SAINT CLOUD, FL 34771-7575
Document Number	0052520548
Book / Page	005252 / 000548
Instrument Date	Dec 11, 2017
Instrument	176092
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,609.20
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,930.00 (+6.02%) Homeowner's exemption	$318,330 (+5.99%)	$413,400 (-1.38%) Land $75,000 Building $338,400
2023	$4,650.00 (+3.45%) Homeowner's exemption	$300,349 (+3%)	$419,200 (+12.15%) Land $65,000 Building $354,200
2022	$4,495.00 Homeowner's exemption	$291,601	$373,800 Land $60,000 Building $313,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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