4790 Epps Ln, Cumming, GA 30040 Property Records

Forsyth County property record for 4790 Epps Ln, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,948 sqft · built 2020
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Nov 2020)
Tax Bill	$6,282 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-000-264`

Property Details

APN / Parcel Number

Primary APN	`062-000-264`
Alternative APNs	`0000278226` `062 264`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,948 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Construction Type	Wood
Lot Area	20,909 sqft (0.48 acres)
Garage Area	505 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000278226
Street Address	4790 EPPS LN
City	CUMMING
State	GA
Zip	30040-6891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	2-1 601 LT 4 SHILOH MANOR
Legal Subdivision	SHILOH MANOR
Legal Block	3
Legal Lot Number	4
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	3
Census Block	3007
Census Tract	130601

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4790 EPPS LN, CUMMING, GA 30040-6891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Feb 20, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 10, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI CHURCHILL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	202011880
Deed Book / Page	9716 / 748
Last Transfer Date	Jan 30, 2026
Transfer Doc	0117750193
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Recording Date	Apr 2, 2026
Property Address	4790 EPPS LN, CUMMING, GA 30040-6891
Document Number	1181000740
Book / Page	11815 / 740
Instrument Date	Mar 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4790 EPPS LN, CUMMING, GA 30040-6891

Mortgage

Document Number	0118150000000740,
Date	Apr 2, 2026
Book Page	11815/740

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2056

Interest

Rate	6.01%
Max Rate	-1%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Feb 20, 2026
Property Address	4790 EPPS LN, CUMMING, GA 30040-6891
Document Number	0117750193
Book / Page	11775 / 193
Instrument Date	Jan 30, 2026
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4790 EPPS LN, CUMMING, GA 30040-6891

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Nov 10, 2020
Property Address	4790 EPPS LN, CUMMING, GA 30040-6891
Document Number	0097160748
Book / Page	009716 / 000748
Instrument Date	Nov 9, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4790 EPPS LN CUMMING GA 300406891, CUMMING, GA 30040-6891

Mortgage

Document Number	97160750
Date	Nov 10, 2020
Book Page	009716/000750

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,282.00 (+2.63%) Homeowner's exemption Additional exemption filed	$293,348 (+15.41%) Land $74,000 Building $219,348	$733,370 (+15.41%) Land $185,000 Building $548,370
2024	$6,121.00 (+15.43%)
2023	$5,303.00 (-1.49%)	$254,180 (+35.65%) Land $60,000 Building $194,180	$635,450 (+35.65%) Land $150,000 Building $485,450
2022	$5,383.00	$187,380 Land $49,200 Building $138,180	$468,450 Land $123,000 Building $345,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

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