479 Ryerson Ave, Elgin, IL 60123 Property Records

Kane County property record for 479 Ryerson Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,216 sqft · built 1900
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,000 (Aug 2019)
Tax Bill	$4,615 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-155-010`

Property Details

APN / Parcel Number

Primary APN	`06-24-155-010`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,216 sqft Living Area
Gross Area	1,824 sqft
Basement Area	608 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	479 RYERSON AVE
City	ELGIN
State	IL
Zip	60123-7765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HINTZE & POTTERS ADDN AS AMENDED LOT 19 BLOCK 2
Legal Subdivision	HINTZE&POTTERS ADDN
Legal Block	2
Legal Lot Number	19
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3005
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	479 RYERSON AVE, ELGIN, IL 60123-7765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Prior Sale	Jun 9, 2010 · Amount on Record
Deed Document Number	201934551
Prior Transfer Date	Feb 8, 2010
Prior Transfer Doc	0000036948
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 5, 2019
Property Address	479 RYERSON AVE, ELGIN, IL 60123-7765
Document Number	0000034551
Instrument Date	Jul 26, 2019
Instrument	2019K034551
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	479 RYERSON AVE, ELGIN, IL 60123-7765

Mortgage

Document Number	0000034552
Date	Aug 5, 2019
Instrument	2019K034552

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.05%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,615.00 (+15.81%) Homeowner's exemption	$68,494 (+8.57%) Land $15,671 Building $52,823	$205,564 (+8.57%) Land $47,032 Building $158,532
2024		$63,087 (+21.4%) Land $14,434 Building $48,653	$189,337 (+21.44%) Land $43,319 Building $146,017
2022	$3,985.00 (+4.9%) Homeowner's exemption	$51,968 (+6.96%) Land $11,890 Building $40,078	$155,904 (+6.96%) Land $35,670 Building $120,234
2021	$3,799.00 Homeowner's exemption	$48,586 Land $11,116 Building $37,470	$145,758 Land $33,348 Building $112,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20