470 Ryerson Ave, Elgin, IL 60123 Property Records

Kane County property record for 470 Ryerson Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,150 sqft · built 1920
Lot Size	0.188 acres (8,184 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Feb 2019)
Tax Bill	$6,624 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-154-021`

Property Details

APN / Parcel Number

Primary APN	`06-24-154-021`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,150 sqft Living Area
Gross Area	3,116 sqft
Basement Area	966 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	8,184 sqft (0.188 acres)
Lot Dimensions	132 ft deep x 62 ft wide
Garage Type	Detached
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	470 RYERSON AVE
City	ELGIN
State	IL
Zip	60123-7780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HINTZE & POTTERS ADDN AS AMENDED SOUTH 2 FT OF LOT 14 & ALL LOT 16 BLOCK 1
Legal Subdivision	HINTZE&POTTERS ADDN
Legal Block	1
Legal Lot Number	14,16
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	851600

Owner

Source: Kane County records · APN 06-24-154-021

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	470 RYERSON AVE, ELGIN, IL 60123-7780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	Sep 26, 2013 · Amount on Record
Deed Document Number	20197930
Record Updated	Sep 20, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 28, 2019
Property Address	470 RYERSON AVE, ELGIN, IL 60123-7780
Document Number	0000007930
Instrument Date	Feb 15, 2019
Instrument	2019K007930
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 SOUWANAS TRL, 250, ALGONQUIN, IL 60102-4904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 W COUNTRY DR, BARTLETT, IL 60103-5095

Mortgage

Document Number	0000007931
Date	Feb 28, 2019
Instrument	2019K007931

Lender

Name	HEALTHCARE ASSOCIATES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,624.00 (+26.29%) Homeowner's exemption
2024		$87,347 (+31.36%) Land $14,434 Building $72,913	$262,146 (+31.42%) Land $43,319 Building $218,827
2022	$5,245.00 (+4.69%) Homeowner's exemption	$66,493 (+6.96%) Land $11,890 Building $54,603	$199,479 (+6.96%) Land $35,670 Building $163,809
2021	$5,010.00 Homeowner's exemption	$62,166 Land $11,116 Building $51,050	$186,498 Land $33,348 Building $153,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 385 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.