Kane County property record for 485 Ryerson Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,796 sqft · built 1900 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $103,000 (May 2014) |
| Tax Bill | $5,747 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-155-011 |
| Primary APN | 06-24-155-011 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 2,694 sqft |
| Basement Area | 898 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 7,920 sqft (0.182 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 485 RYERSON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HINTZE & POTTERS ADDN AS AMENDED LOT 21 BLOCK 2 |
| Legal Subdivision | HINTZE&POTTERS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 851600 |
Source: Kane County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 485 RYERSON AVE, ELGIN, IL 60123-7765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Jan 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CORPORATE AMERICA FAM CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2014 · Amount on Record |
| Deed Sale | May 29, 2014 · Amount on Record |
| Deed Document Number | 201425445 |
| Last Transfer Date | Aug 14, 2014 |
| Transfer Doc | 0000053557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 485 RYERSON AVE, ELGIN, IL 60123-7765 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037491 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 2017K037491 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 485 RYERSON AVE, ELGIN, IL 60123-7765 |
| Document Number | 0000007806 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 485 RYERSON AVE ELGIN IL 601237765, ELGIN, IL 60123-7765 |
| Document Number | 0000007806 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 7806 |
| Name | CORPORATE AMERICA FAM CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 19, 2028 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,747.00 (+26.06%) Homeowner's exemption | $83,331 (+8.57%) Land $16,038 Building $67,293 | $250,093 (+8.57%) Land $48,133 Building $201,960 |
| 2024 | $76,753 (+31.01%) Land $14,772 Building $61,981 | $230,351 (+31.07%) Land $44,334 Building $186,017 | |
| 2022 | $4,559.00 (+4.78%) Homeowner's exemption | $58,584 (+6.96%) Land $12,168 Building $46,416 | $175,752 (+6.96%) Land $36,504 Building $139,248 |
| 2021 | $4,351.00 Homeowner's exemption | $54,772 Land $11,376 Building $43,396 | $164,316 Land $34,128 Building $130,188 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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