Kane County property record for 474 Ryerson Ave, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 830 sqft · built 1972 |
| Lot Size | 0.102 acres (4,427 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,000 (Jun 2018) |
| Tax Bill | $3,456 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-154-024 |
| Primary APN | 06-24-154-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 830 sqft Living Area |
| Gross Area | 1,456 sqft |
| 1st Floor Area | 830 sqft |
| Basement Area | 626 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 4,427 sqft (0.102 acres) |
| Lot Dimensions | 132 ft deep x 34 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 474 RYERSON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HINTZE & POTTERS ADDN LOT 18 EXCEPT SOUTHERLY 32.46 FT OF BLOCK 1 |
| Legal Subdivision | HINTZE&POTTERS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-24-154-024
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 474 RYERSON AVE, ELGIN, IL 60123-7764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 21, 2018 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2018 · Amount on Record |
| Deed Sale | Jun 21, 2018 · Amount on Record |
| Prior Sale | Jun 05, 1997 · Amount on Record |
| Deed Document Number | 201829455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 474 RYERSON AVE, ELGIN, IL 60123-7764 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027197 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 2019K027197 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate | 4.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 21, 2018 |
| Property Address | 474 RYERSON AVE, ELGIN, IL 60123-7764 |
| Document Number | 0000029455 |
| Instrument Date | Jun 06, 2018 |
| Instrument | 29455 |
| Transaction Type | Transfer |
| Record Updated | Jul 03, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 474 RYERSON AVE ELGIN IL 601237764, ELGIN, IL 60123-7764 |
| Document Number | 29456 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 29456 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IDAHO FALLS, ID 83402 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2048 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,456.00 (+15.74%) Homeowner's exemption | ||
| 2024 | $49,098 (+21.39%) Land $9,658 Building $39,440 | $147,353 (+21.44%) Land $28,986 Building $118,367 | |
| 2022 | $2,986.00 (+5.21%) Homeowner's exemption | $40,445 (+6.96%) Land $7,956 Building $32,489 | $121,335 (+6.96%) Land $23,868 Building $97,467 |
| 2021 | $2,838.00 Homeowner's exemption | $37,813 Land $7,438 Building $30,375 | $113,439 Land $22,314 Building $91,125 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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