469 Ryerson Ave, Elgin, IL 60123 Property Records

Kane County property record for 469 Ryerson Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,209 sqft · built 1913
Lot Size0.182 acres (7,920 sqft)
Owner2 Individual Names on Record
Last Sale$224,000 (Feb 2026)
Tax Bill$5,745 (2025)
Deeds & MortgagesJun 2026 Mortgage
Feb 2026 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-24-155-008

Property Details

APN / Parcel Number

Primary APN06-24-155-008

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,209 sqft Living Area
Gross Area3,333 sqft
Basement Area1,124 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Construction TypeFrame
Lot Area7,920 sqft (0.182 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address469 RYERSON AVE
CityELGIN
StateIL
Zip60123-7781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHINTZE & POTTERS ADDN AS AMENDED LOT 15 BLOCK 2
Legal SubdivisionHINTZE&POTTERS ADDN
Legal Block2
Legal Lot Number15
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3005
Census Tract851600

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1548 PLYMOUTH CIR, CARPENTERSVILLE, IL 60110-2408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING
Feb 3, 2026Sheriff's Deed, Foreclosure
Foreclosure Auction
Oct 19, 2022Intrafamily Transfer, Transfer
CHICAGO TITLE INSURANCE CO
Dec 19, 2022Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2026 · Amount on Record
Deed SaleFeb 3, 2026 · Amount on Record
Prior SaleDec 19, 2022 · Amount on Record
Deed Document Number20264447
Prior Transfer DateOct 12, 2022
Prior Transfer Doc0000051184
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateJun 11, 2026
Property Address469 RYERSON AVE, ELGIN, IL 60123-7781
Document Number0000024235
Instrument DateMay 26, 2026
Instrument202624235
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address9114 S HILL RD, MARENGO, IL 60152-8297

Mortgage

Document Number0000024235,
DateJun 11, 2026
Instrument202624235
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.88%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionKANE IL
Recording DateFeb 3, 2026
Property Address469 RYERSON AVE, ELGIN, IL 60123-7781
Document Number0000004447
Instrument DateSep 24, 2025
Instrument2026K004447
Transaction TypeForeclosure
Record UpdatedFeb 11, 2026

Transaction

AmountAmount Recorded
Tax$224.00
Amount AccuracyRounded by County
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1548 PLYMOUTH CIR, CARPENTERSVILLE, IL 60110-2408

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateOct 19, 2022
Property Address469 RYERSON AVE, ELGIN, IL 60123-7781
Document Number0000051184
Instrument DateOct 12, 2022
Instrument2022K051184
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1032 WILLOW BAY, ELGIN, IL 60123-6535

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateDec 19, 2022
Property Address469 RYERSON AVE, ELGIN, IL 60123-7781
Document Number0000059294
Instrument DateSep 30, 2022
Instrument2022K059294
Transaction TypeTransfer
Record UpdatedDec 27, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address469 RYERSON AVE, ELGIN, IL 60123-7781

Mortgage

Document Number0000059295
DateDec 19, 2022
Instrument2022K059295
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052
Interest
Rate TypeFixed Rate
Rate7.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,745.00 (+4.44%) Homeowner's exemption
2024$5,501.00 (+20.74%) Homeowner's exemption$76,739 (+31.07%) Land $14,434 Building $62,305$230,309 (+31.12%) Land $43,319 Building $186,990
2022$4,556.00 (+4.78%) Homeowner's exemption$58,549 (+6.96%) Land $11,890 Building $46,659$175,647 (+6.96%) Land $35,670 Building $139,977
2021$4,348.00 Homeowner's exemption$54,739 Land $11,116 Building $43,623$164,217 Land $33,348 Building $130,869

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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