Kane County property record for 482 Ryerson Ave, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1863 |
| Square Footage | 2,936 sqft Living Area |
| Lot Size | 10,560 sqft (0.242 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2016) |
| Tax Bill | $7,335.00 (2025) |
| Primary APN | 06-24-154-023 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,936 sqft Living Area |
| Gross Area | 3,992 sqft Gross Area |
| Basement Area | 1,056 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1863 |
|---|---|
| Effective Year Built | Effective 1863 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 10,560 sqft (0.242 acres) |
| Depth X Width | 132 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | None Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 482 RYERSON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7764 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HINTZE & POTTERS ADDN AS AMENDED LOT 20 BLOCK 1 |
| Legal Subdivision | HINTZE&POTTERS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-24-154-023
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 482 RYERSON AVE, ELGIN, IL 60123-7764 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2016 · Amount on Record |
| Deed Sale | Jun 23, 2016 · Amount on Record |
| Prior Sale | Aug 05, 2009 · Amount on Record |
| Deed Doc Number | 201631525 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 02, 2026 |
| Property Address | 482 RYERSON AVE, ELGIN, IL 60123-7764 |
| Document Number | 0000027845 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202627845 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | CLOSING PRO, CLOSING DEPARTMENT |
| Name | Verified Name |
|---|---|
| Address | 482 RYERSON AVE, ELGIN, IL 60123-7764 |
| Document Number | 0000027845, |
|---|---|
| Date | Jul 02, 2026 |
| Instrument | 202627845 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | May 01, 2055 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,335.00 (+15.86%) Homeowner's exemption | ||
| 2024 | $95,925 (+21.39%) Land $15,901 Building $80,024 | $287,890 (+21.44%) Land $47,722 Building $240,168 | |
| 2022 | $6,331.00 (+4.56%) Homeowner's exemption | $79,019 (+6.96%) Land $13,098 Building $65,921 | $237,057 (+6.96%) Land $39,294 Building $197,763 |
| 2021 | $6,055.00 Homeowner's exemption | $73,877 Land $12,246 Building $61,631 | $221,631 Land $36,738 Building $184,893 |
482 Ryerson Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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