503 Ryerson Ave, Elgin, IL 60123 Property Records

Kane County property record for 503 Ryerson Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,608 sqft · built 1900
Lot Size0.183 acres (7,980 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Jun 2009)
Tax Bill$5,350 (2025)
Deeds & MortgagesMar 2022 Second Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-160-001

Property Details

APN / Parcel Number

Primary APN06-24-160-001

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,608 sqft Living Area
Gross Area2,412 sqft
Basement Area804 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,980 sqft (0.183 acres)
Lot Dimensions133 ft deep x 60 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address503 RYERSON AVE
CityELGIN
StateIL
Zip60123-7710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW H HINTZES SUB BLOCKS 4, 5, 6, 7, 8, & 9 OF HINTZE & POTTERS ADDN AS AMENDED LOT 2 BLOCK 8
Legal SubdivisionW H HINTZES SUB
Legal Block4,5
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3008
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address503 RYERSON AVE, ELGIN, IL 60123-7710
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Nov 12, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2009 · Amount on Record
Deed SaleJun 2, 2009 · Amount on Record
Deed Document Number200940966
Prior Transfer DateMay 27, 2009
Prior Transfer Doc0000040967
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address503 RYERSON AVE, ELGIN, IL 60123-7710
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016697
DateMar 25, 2022
Instrument2022K016697
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address503 RYERSON AVE, ELGIN, IL 60123-7710
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069065
DateNov 12, 2020
Instrument2020K069065
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term258 Months
DueMay 1, 2042

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,350.00 (+15.8%) Homeowner's exemption$78,139 (+8.57%) Land $15,671 Building $62,468$234,511 (+8.57%) Land $47,032 Building $187,479
2024$71,971 (+21.39%) Land $14,434 Building $57,537$215,999 (+21.44%) Land $43,319 Building $172,680
2022$4,620.00 (+4.79%) Homeowner's exemption$59,287 (+6.96%) Land $11,890 Building $47,397$177,861 (+6.96%) Land $35,670 Building $142,191
2021$4,409.00 Homeowner's exemption$55,429 Land $11,116 Building $44,313$166,287 Land $33,348 Building $132,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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