475 Sandcastle Rd, Franklin, TN 37069 Property Records

Williamson County property record for 475 Sandcastle Rd, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	6 ba · 5,060 sqft · built 2006
Lot Size	0.286 acres (12,474 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Sep 2006)
Tax Bill	$5,319 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`015N-A-013.00-000`

Property Details

APN / Parcel Number

Primary APN	`015N-A-013.00-000`
Alternative APNs	`094015N A 01300` `180787`

Interior

Full Baths	6 Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	5,060 sqft Living Area
Gross Area	6,382 sqft
1st Floor Area	5,060 sqft
Basement Area	2,071 sqft
Finished Basement	749 sqft
Unfinished Basement	1,322 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,474 sqft (0.286 acres)
Lot Dimensions	162 ft deep x 77 ft wide
Driveway	Driveway
Pool Area	275 sqft
Deck Area	Deck Area
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	475 SANDCASTLE RD
City	FRANKLIN
State	TN
Zip	37069-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD TEMPLE HILLS THE LINKS PB 33 PG 3 LOT 0102 SUBD SEC 1
Legal Subdivision	TEMPLE HILLS THE LINKS
Legal Lot Number	0102
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1010
Census Tract	50405

Owner

475 Sandcastle Rd is owned and occupied by two individuals who bought it in September 2006.

Source: Williamson County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	475 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2006 · Amount on File
Deed Sale	Sep 22, 2006 · Amount on File
Prior Sale	Jul 28, 2005 · Amount on File
Deed Document Number	200647293
Deed Book / Page	4049 / 362
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 31, 2026
Property Address	475 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Document Number	0000031259
Book / Page	10118 / 962
Instrument Date	Aug 24, 2026
Instrument	202631259
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 SANDCASTLE RD, FRANKLIN, TN 37069-7222

Mortgage

Document Number	0000031259,
Date	Aug 31, 2026
Book Page	10118/962
Instrument	202631259

Lender

Name	NATIONS DIRECT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	475 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 SANDCASTLE RD, FRANKLIN, TN 37069-7222

Mortgage

Document Number	0090320624
Date	Jun 17, 2022
Book Page	9032/624
Instrument	22027450

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	May 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 475 Sandcastle Rd was $5,319, down 33.2% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,319.00 (-33.21%)	$409,150 Land $100,000 Building $309,150	$1,636,600 Land $400,000 Building $1,236,600
2024	$7,964.00 (+1%)
2023	$3,982.00	$211,825 (-) Land $40,000 Building $171,825	$847,300 (-) Land $160,000 Building $687,300
2022	$3,982.00	$211,825 Land $40,000 Building $171,825	$847,300 Land $160,000 Building $687,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 475 Sandcastle Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (1979–2025)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Sandcastle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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