471 Sandcastle Rd, Franklin, TN 37069 Property Records

Williamson County property record for 471 Sandcastle Rd, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 4,553 sqft · built 2004
Lot Size	0.355 acres (15,470 sqft)
Owner	Individual Name on File
Last Sale	$780,000 (Jul 2020)
Tax Bill	$4,758 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094015N A 01200`

Property Details

APN / Parcel Number

Primary APN	`094015N A 01200`

Interior

Full Baths	5.5 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	4,553 sqft Living Area
Gross Area	5,429 sqft
1st Floor Area	2,900 sqft
2nd Floor Area	1,542 sqft
Basement Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2004
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,470 sqft (0.355 acres)
Lot Dimensions	170 ft deep x 91 ft wide
Terrain	Rolling
Driveway	Driveway
Driveway Area	1,000 sqft
Porch	Porch
Porch Area	85 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	471 SANDCASTLE RD
City	FRANKLIN
State	TN
Zip	37069-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	SUBD TEMPLE HILLS THE LINKS PB 33 PG 3 LOT 0103 SUBD SEC 1
Legal Subdivision	TEMPLE HILLS THE LINKS
Legal Lot Number	103 91
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1010
Census Tract	50405

Owner

471 Sandcastle Rd is owned and occupied by an individual who bought it in July 2020.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	471 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit ASCEND FCU
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage KS STATEBANK
Jul 9, 2020	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on File
Deed Sale	Jul 9, 2020 · Amount on File
Prior Sale	Jan 4, 2016 · Amount on File
Deed Document Number	20034666
Deed Book / Page	8082 / 55
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	471 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090400064
Date	Jun 27, 2022
Book Page	9040/64
Instrument	22028674

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 26, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	471 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085080788
Date	Apr 9, 2021
Book Page	8508/788
Instrument	21021920

Lender

Name	KS STATEBANK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 9, 2020
Property Address	471 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Document Number	0080820055
Book / Page	8082 / 55
Map Reference	MB 33 PG 3
Instrument Date	Jul 1, 2020
Instrument	20034666
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ADVANTAGE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,886.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 SANDCASTLE RD, FRANKLIN, TN 37069-7222

Mortgage

Document Number	0020034667
Date	Jul 9, 2020
Instrument	20034667

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 471 Sandcastle Rd was $4,758, down 34.1% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,758.00 (-34.06%)	$366,025 Land $95,000 Building $271,025	$1,464,100 Land $380,000 Building $1,084,100
2024	$7,216.00 (+1%)
2023	$3,608.00	$191,900 (-) Land $38,000 Building $153,900	$767,600 (-) Land $152,000 Building $615,600
2022	$3,608.00	$191,900 Land $38,000 Building $153,900	$767,600 Land $152,000 Building $615,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 471 Sandcastle Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (1979–2025)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 471 Sandcastle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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