481 Sandcastle Rd, Franklin, TN 37069 Property Records

Williamson County property record for 481 Sandcastle Rd, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,092 sqft · built 2006
Lot Size	0.542 acres (23,652 sqft)
Owner	Individual Name on File
Last Sale	$910,830 (Apr 2020)
Tax Bill	$5,179 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094015N A 01400`

Property Details

APN / Parcel Number

Primary APN	`094015N A 01400`

Interior

Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	4,092 sqft
Gross Area	6,594 sqft
1st Floor Area	2,302 sqft
2nd Floor Area	1,790 sqft
Basement Area	2,502 sqft
Finished Basement	1,184 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	23,652 sqft (0.542 acres)
Lot Dimensions	162 ft deep x 146 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	767 sqft
Porch	Porch
Porch Area	242 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	481 SANDCASTLE RD
City	FRANKLIN
State	TN
Zip	37069-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	SUBD TEMPLE HILLS THE LINKS PB 42 PG 28 LOT 0101 SUBD SEC 1 REV PB 33 PG 3
Legal Subdivision	TEMPLE HILLS THE LINKS
Legal Lot Number	101 146
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1010
Census Tract	50405

Owner

481 Sandcastle Rd is owned and occupied by an individual who bought it in April 2020.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	481 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2018	Deed of Trust, Mortgage · ARM FIFTH THIRD MORTGAGE CO
Apr 8, 2020	Warranty Deed, Transfer · Conventional Mortgage PULTE MORTGAGE LLC
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2020 · Amount on File
Deed Sale	Apr 8, 2020 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Document Number	20015480
Deed Book / Page	7951 / 68
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	481 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073010053
Date	Feb 23, 2018
Book Page	7301/0053
Instrument	18006660

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	54277

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 8, 2020
Property Address	481 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Document Number	0079510068
Book / Page	7951 / 68
Map Reference	MB P42 PG 28
Instrument Date	Apr 7, 2020
Instrument	20015480
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,370.07
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 SANDCASTLE RD, FRANKLIN, TN 37069-7222

Mortgage

Document Number	0020015481
Date	Apr 8, 2020
Instrument	20015481

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	481 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Document Number	0079370943
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 SANDCASTLE RD FRANKLIN TN 370697222, FRANKLIN, TN 37069-7222

Mortgage

Document Number	0079370943
Date	Mar 30, 2020
Book Page	007937/000943
Instrument	13759

Lender

Name	BANKPLUS
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Mar 29, 2027

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 30, 2019
Property Address	481 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Document Number	0077580978
Book / Page	007758 / 000978
Instrument Date	Jul 27, 2019
Instrument	40107
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	FOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SERI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,305.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	481 SANDCASTLE RD FRANKLIN TN 370697222, FRANKLIN, TN 37069-7222

Mortgage

Document Number	77580981
Date	Sep 30, 2019
Book Page	007758/000981
Instrument	40108

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 29, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 481 Sandcastle Rd was $5,179, down 40.5% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,179.00 (-40.48%)	$398,375 Land $100,000 Building $298,375	$1,593,500 Land $400,000 Building $1,193,500
2024	$8,702.00 (+1%)
2023	$4,351.00	$231,450 (-) Land $40,000 Building $191,450	$925,800 (-) Land $160,000 Building $765,800
2022	$4,351.00	$231,450 Land $40,000 Building $191,450	$925,800 Land $160,000 Building $765,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 481 Sandcastle Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (1979–2025)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Sandcastle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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