Comal County property record for 463 Havasu Pt, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 2,139 sqft · built 2021 |
| Lot Size | 1.13 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $308,800 (Sep 2021) |
| Tax Bill | $4,366 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-0330-0043-00 |
| Primary APN | 14-0330-0043-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,139 sqft Living Area |
| Gross Area | 2,965 sqft |
| 1st Floor Area | 2,139 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 49,658 sqft |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Sewer | Septic |
|---|
| Street Address | 463 HAVASU PT |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-5522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CASCADA AT CANYON LAKE 1, LOT 43 |
| Legal Subdivision | CASCADA AT CANYON LAKE 1 |
| Legal Block | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 310609 |
463 Havasu Pt is owned and occupied by two individuals who bought it in September 2021.
Source: Comal County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 463 HAVASU PT, SPRING BRANCH, TX 78070-5522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Mar 26, 2019 | Quit Claim Deed, Mortgage SCHERTZ BK&TR |
| Jun 15, 2017 | Quit Claim Deed, Mortgage SCHERTZ BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on File |
| Deed Sale | Sep 28, 2021 · Amount on File |
| Prior Sale | Dec 2, 2020 |
| Deed Document Number | 202150911 |
| Prior Transfer Date | Sep 24, 2021 |
| Prior Transfer Doc | 0000050911 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Sep 28, 2021 |
| Property Address | 463 HAVASU PT, SPRING BRANCH, TX 78070-5522 |
| Document Number | 0006050911 |
| Map Reference | DOC 200806022283 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 202106050911 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 463 HAVASU PT, SPRING BRANCH, TX 78070-5522 |
| Document Number | 0006050912 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 202106050912 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Mar 26, 2019 |
| Property Address | 463 HAVASU PT, SPRING BRANCH, TX 78070-5522 |
| Document Number | 0006009925 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 6009925 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 32335 US HIGHWAY 281 N BULVERDE TX 781633158, BULVERDE, TX 78163-3158 |
| Document Number | 6009926 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 6009926 |
| Name | SCHERTZ BK&TR |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Jun 15, 2017 |
| Property Address | 463 HAVASU PT, SPRING BRANCH, TX 78070-5522 |
| Document Number | 0006029116 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 6029116 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Title Company | TRINITY TITLE/TX LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 32335 US HIGHWAY 281 N BULVERDE TX 781633158, BULVERDE, TX 78163-3158 |
| Document Number | 6029118 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 6029118 |
| Name | SCHERTZ BK&TR |
|---|---|
| Type | Bank |
| Address | 519 MAIN ST, SCHERTZ, TX 78154-2144 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 463 Havasu Pt was $4,366 with exemptions applied, down 17% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $630,256 (+7.8%) Land $89,320 Building $540,936 | $630,256 (+7.8%) Land $89,320 Building $540,936 | |
| 2025 | $4,366.00 (-17.01%) Homeowner's exemption Senior Citizen's exemption | $584,660 Land $96,620 Building $488,040 | $584,660 Land $96,620 Building $488,040 |
| 2024 | $5,261.00 | ||
| 2023 | $577,849 Land $107,350 Building $470,499 | $577,849 Land $107,350 Building $470,499 | |
| 2022 | $5,963.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 463 Havasu Pt in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 463 Havasu Pt is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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