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461 Ferguson Cove Loop, Clyde, NC 28721 Property Records

Haywood County property record for 461 Ferguson Cove Loop, Clyde, NC 28721 · Last verified February 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,100 sqft · built 1987
Lot Size12.3 acres (538,445 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Feb 2024)
Deeds & MortgagesFeb 2024 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN8720-34-4162

Property Details

APN / Parcel Number

Primary APN8720-34-4162
Alternative APN
  • 206770

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,100 sqft Heated Area
Gross Area2,893 sqft
1st Floor Area1,100 sqft
Upper Floors Area550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleA-Frame
Exterior MaterialWood Siding
Lot Area538,445 sqft (12.3 acres)
TerrainWooded
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
BreezewayBreezeway

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number206770
Street Address461 FERGUSON COVE LOOP
CityCLYDE
StateNC
Zip28721-8357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT#35 & #36 MILLARD H FERGUSON ESTATES
Legal SubdivisionFERGUSON ESTATE
Legal Lot Number35
Legal Unit35
JurisdictionHAYWOOD NC
Township / Civil DivisionCRABTREE
Census Block Group1
Census Block1081
Census Tract920102

Owner

Source: Haywood County records · APN 8720-34-4162

Assessment roll updated January 1, 2023 · Last verified February 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address445 FERGUSON COVE LOOP, CLYDE, NC 28721-8357
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2024 · Amount on Record
Deed SaleFeb 05, 2024 · Amount on Record
Deed Document Number0011020373
Deed Book / Page1102 / 373
Record UpdatedJun 07, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateFeb 05, 2024
Property Address461 FERGUSON COVE LOOP, CLYDE, NC 28721-8357
Document Number0011020373
Book / Page1102 / 373
Map ReferenceCAB D SL 2699
Instrument DateJan 30, 2024
Instrument2024000941
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name
Address672 ROCKCLIFFE LN, CLYDE, NC 28721-9295

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 FERGUSON COVE LOOP, CLYDE, NC 28721-8357

Mortgage

Document Number2024000942
DateFeb 05, 2024
Instrument2024000942
Lender
NameCHAMPION CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term190 Months
DueDec 15, 2039

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated January 1, 2023 · Last verified February 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2023$398,400 Land $183,600 Building $214,800
2021$398,400 Land $183,600 Building $214,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 91% of North Carolina
Wildfire LikelihoodAbout 1 in 311 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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