46 Ferguson Cove Loop, Clyde, NC 28721 Property Records

Haywood County property record for 46 Ferguson Cove Loop, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1997
Lot Size	0.836 acres (36,416 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8720-12-9240`

Property Details

APN / Parcel Number

Primary APN	`8720-12-9240`
Alternative APN	`101841`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Heated Area
Gross Area	1,972 sqft
1st Floor Area	1,584 sqft
Basement Area	1,584 sqft
Unfinished Basement	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Rustic
Exterior Material	Logs
Roof Material	Asphalt
Lot Area	36,416 sqft (0.836 acres)
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	101841
Street Address	46 FERGUSON COVE LOOP
City	CLYDE
State	NC
Zip	28721-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT #5 MILLARD H FERGUSON ESTATE
Legal Subdivision	FERGUSON ESTATE
Legal Unit	5
Jurisdiction	HAYWOOD NC
Township / Civil Division	CRABTREE
Census Block Group	1
Census Block	1085
Census Tract	920102

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 FERGUSON COVE LOOP, CLYDE, NC 28721-9567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 1997
Deed Sale	May 16, 1997
Deed Book / Page	459 / 367
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	46 FERGUSON COVE LOOP, CLYDE, NC 28721-9567
Document Number	0009491768
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 FERGUSON COVE LOOP CLYDE NC 287219567, CLYDE, NC 28721-9567

Mortgage

Document Number	0009491768
Date	Apr 15, 2018
Book Page	000949/001768
Instrument	3179

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802-0010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,700 (-) Land $36,100 Building $232,600
2025	$1,905.00	$268,700 (+13.04%) Land $36,100 Building $232,600	$268,700 (+13.04%) Land $36,100 Building $232,600
2023		$237,700 Land $36,300 Building $201,400	$237,700 (-) Land $36,300 Building $201,400
2021			$237,700 Land $36,300 Building $201,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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