Haywood County property record for 191 Ferguson Cove Loop, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 905 sqft · built 1968 |
| Lot Size | 3 acres (131,028 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,000 (Apr 1985) |
| Tax Bill | $2,137 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8720-12-9776 |
| Primary APN | 8720-12-9776 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 905 sqft Heated Area |
| Gross Area | 3,666 sqft |
| 1st Floor Area | 905 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 131,028 sqft (3 acres) |
| Garage Area | 720 sqft |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Account Number | 6576 |
|---|---|
| Street Address | 191 FERGUSON COVE LOOP |
| City | CLYDE |
| State | NC |
| Zip | 28721-9569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #4 MILLARD H FERGUSON ESTATES |
| Legal Subdivision | FERGUSON ESTATE |
| Legal Unit | 4 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CRABTREE |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 920102 |
Source: Haywood County records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 191 FERGUSON COVE LOOP, CLYDE, NC 28721-9569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 1985 · Amount on Record |
| Deed Sale | Apr 24, 1985 · Amount on Record |
| Deed Book / Page | 359 / 331 |
| Record Updated | Oct 29, 2026 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $304,395 (-) Land $41,095 Building $263,300 | ||
| 2025 | $2,137.00 | $304,395 (-) Land $41,095 Building $263,300 | $317,800 (-) Land $54,500 Building $263,300 |
| 2023 | $304,395 Land $41,095 Building $263,300 | $317,800 (-) Land $54,500 Building $263,300 | |
| 2021 | $317,800 Land $54,500 Building $263,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2003–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE (outdoors only), no 5G reported
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