445 Ferguson Cove Loop, Clyde, NC 28721 Property Records

Haywood County property record for 445 Ferguson Cove Loop, Clyde, NC 28721 · Last verified November 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1991
Square Footage1,680 sqft Heated Area
Lot Size403,278 sqft (9.25 acres)
Garage720 sqft
OccupancyOwner Occupied
Last Sale$110,000 (2022)

Property Details

APN / Parcel Number

Primary APN8720-34-3736
Alternative APN
  • 67602

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,680 sqft Heated Area
Gross Area2,032 sqft Gross Area
1st Floor1,680 sqft 1st Floor
Basement Area1,600 sqft Basement
Finished Basement1,600 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1991
Architectural StyleConventional Style
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Lot Area403,278 sqft (9.25 acres)
Garage Area720 sqft Garage
PorchFinished/Screened Porch
TopographyWooded Topography

Utilities and HVAC

Heating SystemHeat Pump Heating

Location & Zoning

Account Number67602
Street Address445 FERGUSON COVE LOOP
CityCLYDE
StateNC
Zip28721-8357
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT #34 PT#35 & PT #36 MILLARD H FERGUSON ESTATES
Legal SubdivisionFERGUSON ESTATE
Legal Lot Number34
Legal Unit34
JurisdictionHAYWOOD NC
Minor Civil DivisionCRABTREE
Census Blockgroup1
Census Block1081
Census Tract920102

Owner

Source: Haywood County records · APN 8720-34-3736

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address445 FERGUSON COVE LOOP, CLYDE, NC 28721-8357
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOMETRUST BANK
Nov 03, 2022Warranty Deed, Transfer
Sep 19, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2022 · Amount on Record
Deed SaleNov 03, 2022 · Amount on Record
Deed Doc Number2022011519
Deed Book / Page1075 / 484
Record RefreshedJun 07, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address445 FERGUSON COVE LOOP, CLYDE, NC 28721-8357
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010540563
DateJan 28, 2022
Book Page1054/563
Instrument2022000994
Lender
NameHOMETRUST BANK
TypeBank
AddressASHEVILLE, NC 28802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2037

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateNov 03, 2022
Property Address445 FERGUSON COVE LOOP, CLYDE, NC 28721-8357
Document Number0010750484
Book / Page1075 / 484
Map ReferenceCA B D SL 2056
Instrument DateNov 01, 2022
Instrument2022011519
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount Recorded
Tax$220.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 FERGUSON COVE LOOP, CLYDE, NC 28721-8357

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateSep 19, 2022
Property Address445 FERGUSON COVE LOOP, CLYDE, NC 28721-8357
Document Number0010720289
Book / Page1072 / 289
Map ReferenceCAB D SL 1999
Instrument DateSep 13, 2022
Instrument2022009926
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount Recorded
Tax$22.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Partial Interest
  • Only a portion of the APN conveyed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 FERGUSON COVE LOOP, CLYDE, NC 28721-8357

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2023$384,700 Land $122,600 Building $262,100
2021$384,700 Land $122,600 Building $262,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 70% of the US · above 92% of North Carolina
Wildfire LikelihoodAbout 1 in 301 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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