724 Ferguson Cove Loop, Clyde, NC 28721 Property Records

Haywood County property record for 724 Ferguson Cove Loop, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,280 sqft · built 1986
Lot Size	2.93 acres (127,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,000 (Aug 2017)
Tax Bill	$2,213 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8720-32-9864`

Property Details

APN / Parcel Number

Primary APN	`8720-32-9864`
Alternative APN	`249091`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,280 sqft Heated Area
Gross Area	1,952 sqft
1st Floor Area	1,280 sqft
Upper Floors Area	640 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Material	Asphalt
Lot Area	127,631 sqft (2.93 acres)
Garage Type	Carport
Garage Area	864 sqft
Carport	Carport
Carport Area	864 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	249091
Street Address	724 FERGUSON COVE LOOP
City	CLYDE
State	NC
Zip	28721-8360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT #31 MILLARD H FERGUSON
Legal Subdivision	MILLARD H FERGUSON
Legal Unit	31
Jurisdiction	HAYWOOD NC
Township / Civil Division	CRABTREE
Census Block Group	1
Census Block	1086
Census Tract	920102

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	724 FERGUSON COVE LOOP, CLYDE, NC 28721-8360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 28, 2017	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on Record
Deed Sale	Aug 28, 2017 · Amount on Record
Prior Sale	Nov 30, 2015 · Amount on Record
Deed Document Number	20177825
Deed Book / Page	935 / 753
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	724 FERGUSON COVE LOOP, CLYDE, NC 28721-8360
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 FERGUSON COVE LOOP, CLYDE, NC 28721-8360

Mortgage

Document Number	0010650570
Date	Jun 14, 2022
Book Page	1065/570
Instrument	2022006433

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 28, 2017
Property Address	724 FERGUSON COVE LOOP, CLYDE, NC 28721-8360
Document Number	0009350753
Book / Page	000935 / 000753
Instrument Date	Aug 28, 2017
Instrument	7825
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	724 FERGUSON COVE LOOP CLYDE NC 287218360, CLYDE, NC 28721-8360

Mortgage

Document Number	9350756
Date	Aug 28, 2017
Book Page	000935/000756
Instrument	7826

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,100 (-4.79%) Land $58,000 Building $258,100
2025	$2,213.00	$332,000 (+15.16%) Land $58,000 Building $274,000	$316,100 (+9.64%) Land $58,000 Building $258,100
2023		$288,300 Land $58,000 Building $230,300	$288,300 (-) Land $58,000 Building $230,300
2021			$288,300 Land $58,000 Building $230,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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