817 Ferguson Cove Loop, Clyde, NC 28721 Property Records

Haywood County property record for 817 Ferguson Cove Loop, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,269 sqft · built 1990
Lot Size	2 acres (87,120 sqft)
Owner	2 Individuals on Record
Last Sale	$509,000 (Jun 2025)
Tax Bill	$1,906 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8720-42-0461`

Property Details

APN / Parcel Number

Primary APN	`8720-42-0461`
Alternative APNs	`267223` `288507`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,269 sqft Heated Area
Gross Area	2,573 sqft
1st Floor Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	288507
Street Address	817 FERGUSON COVE LOOP
City	CLYDE
State	NC
Zip	28721-8361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#28 MILLARD H FERGUSON
Legal Subdivision	MILLARD H FERGUSON
Legal Unit	28
Jurisdiction	HAYWOOD NC
Township / Civil Division	CRABTREE
Census Block Group	1
Census Block	1081
Census Tract	920102

Owner

Source: Haywood County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	817 FERGUSON COVE LOOP, CLYDE, NC 28721-8361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Quit Claim Deed, Transfer · VA Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC
Jun 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jun 13, 2018	Warranty Deed, Transfer · VA Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Prior Sale	May 28, 2021
Deed Document Number	20254556
Deed Book / Page	1129 / 2406
Record Updated	Sep 20, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 28, 2021
Property Address	817 FERGUSON COVE LOOP, CLYDE, NC 28721-8361
Document Number	0010320082
Book / Page	1032 / 82
Map Reference	CAB B SL 313-D
Instrument Date	May 20, 2021
Instrument	2021006615
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6190 GIRBY RD APT 323, 6190, MOBILE, AL 36693-3360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 FERGUSON COVE LOOP, CLYDE, NC 28721-8361

Mortgage

Document Number	0000103285
Date	May 28, 2021
Instrument	1032/85

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 18, 2018
Property Address	817 FERGUSON COVE LOOP, CLYDE, NC 28721-8361
Document Number	0009531909
Book / Page	000953 / 001909
Instrument Date	Jun 13, 2018
Instrument	5282
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	817 FERGUSON COVE LOOP CLYDE NC 287218361, CLYDE, NC 28721-8361

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 13, 2018
Property Address	817 FERGUSON COVE LOOP, CLYDE, NC 28721-8361
Document Number	0009531351
Book / Page	953 / 1351
Instrument Date	Jun 13, 2018
Instrument	2018005158
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 CANDORA XRD, 231, MARYVILLE, TN 37804-6109

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	817 FERGUSON COVE LOOP, CLYDE, NC 28721-8361

Mortgage

Document Number	0009531355
Date	Jun 13, 2018
Book Page	953/1355
Instrument	2018005159

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company
Address	ASHEVILLE, NC 28803

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,800 (-) Land $45,000 Building $223,800
2025	$1,906.00	$268,800 (-) Land $45,000 Building $223,800	$268,800 (-) Land $45,000 Building $223,800
2023		$268,800 Land $45,000 Building $223,800	$268,800 (-) Land $45,000 Building $223,800
2021			$268,800 Land $45,000 Building $223,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ferguson Cove Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures