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244 Ferguson Cove Loop, Clyde, NC 28721 Property Records

Haywood County property record for 244 Ferguson Cove Loop, Clyde, NC 28721 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,056 sqft · built 2023
Lot Size1.78 acres (77,624 sqft)
OwnerIndividual Name on File
Last Sale$84,000 (Nov 2022)
Tax Bill$2,317 (2025)
Deeds & MortgagesJun 2023 Mortgage
Nov 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN8720-22-5899

Property Details

APN / Parcel Number

Primary APN8720-22-5899
Alternative APN
  • 275960

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,056 sqft Heated Area
Gross Area192 sqft
Basement Area680 sqft
Finished Basement680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleMobile Home
Exterior MaterialFiber Cement Siding
Lot Area77,624 sqft (1.78 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump

Location & Zoning

Account Number275960
Street Address240 FERGUSON COVE LOOP
CityCLYDE
StateNC
Zip28721-8355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#22 MILLARD H FERGUSON ESTATES
Legal SubdivisionFERGUSON ESTATE
Legal Unit22
JurisdictionHAYWOOD NC
Township / Civil DivisionCRABTREE
Census Block Group1
Census Block1086
Census Tract920102

Owner

Source: Haywood County records · APN 8720-22-5899

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 SUNSET TER, ASHEVILLE, NC 28801-1531
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Nov 16, 2022Warranty Deed, Transfer
Nov 07, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 16, 2022 · Amount on Record
Deed SaleNov 16, 2022 · Amount on Record
Prior SaleNov 07, 2019 · Amount on Record
Deed Document Number202211928
Deed Book / Page1076 / 19
Prior Transfer DateApr 08, 2016
Prior Transfer Doc0009040013
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address240 FERGUSON COVE LOOP, CLYDE, NC 28721-8355
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SUNSET TER, ASHEVILLE, NC 28801-1531

Mortgage

Document Number0010880443
DateJun 12, 2023
Book Page1088/443
Instrument2023004924
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateJul 01, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.7%
IndexOther
Margin3
Max Rate10.7%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateNov 16, 2022
Property Address240 FERGUSON COVE LOOP, CLYDE, NC 28721-8355
Document Number0010760019
Book / Page1076 / 19
Map ReferenceCAB D SL 431
Instrument DateNov 16, 2022
Instrument2022011928
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
Tax$168.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 261, WEST TISBURY, MA 02575-0261

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SUNSET TER, ASHEVILLE, NC 28801-1531

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateNov 07, 2019
Property AddressFERGUSON COVE LOOP, CLYDE, NC 28721
Document Number0009850295
Book / Page000985 / 000295
Instrument DateNov 07, 2019
Instrument10355
Transaction TypeTransfer
Record UpdatedDec 05, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 261 WEST TISBURY MA 025750261, WEST TISBURY, MA 02575-0261

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$332,100 (-) Land $47,800 Building $284,300
2025$2,317.00$332,100 (+584.74%) Land $47,800 Building $284,300$332,100 (+584.74%) Land $47,800 Building $284,300
2023$48,500 Land $47,800 Building $700$48,500 (-) Land $47,800 Building $700
2022$295.00
2021$48,500 Land $47,800 Building $700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 91% of North Carolina
Wildfire LikelihoodAbout 1 in 294 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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