Volusia County property record for 46 Winding Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,399 sqft · built 1989 |
| Owner | Individual Name on File |
| Last Sale | $577,000 (Aug 2022) |
| Tax Bill | $7,299 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-01-00-0320 |
| Primary APN | 4126-01-00-0320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,399 sqft Living Area |
| 1st Floor Area | 2,399 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 413 sqft |
| Patio Area | 1,004 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 4902554.0 |
|---|---|
| Old Parcel Number | 31142601000320 |
| Street Address | 46 WINDING CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-6774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 32 PHASE I UNIT I BREAKAWAY TRAILS SUB MB 41 PGS 29-32 INC PER OR 2997 PG 0238 PER OR 6782 PG 4381 PER OR 7174 PG 0892 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | TRAILS |
| Legal Phase | 1 |
| Legal Tract | 1 |
| Legal Lot Number | 32 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 83203 |
Source: Volusia County records · APN 4126-01-00-0320
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 46 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 15, 2022 | Warranty Deed, Transfer REALTY PRO TITLE |
| Jul 05, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on Record |
| Deed Sale | Aug 15, 2022 · Amount on Record |
| Prior Sale | Aug 15, 2022 · Amount on Record |
| Deed Document Number | 0082974260 |
| Deed Book / Page | 8297 / 4260 |
| Last Transfer Date | Jan 29, 2026 |
| Transfer Doc | 0088090281 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jan 29, 2026 |
| Property Address | 46 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Document Number | 0088090281 |
| Book / Page | 8809 / 281 |
| Map Reference | MB 41 PG 29-32 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2026017756 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Name | Verified Name |
|---|---|
| Address | 46 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Aug 15, 2022 |
| Property Address | 46 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Document Number | 0082974260 |
| Book / Page | 8297 / 4260 |
| Map Reference | MB 41 PG 29-32 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022190397 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | REALTY PRO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,039.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 WINDING CREEK WAY, 46, ORMOND BEACH, FL 32174-6774 |
| Name | Verified Name |
|---|---|
| Address | 46 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jul 05, 2018 |
| Property Address | 46 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Document Number | 0075674946 |
| Book / Page | 7567 / 4946 |
| Map Reference | MB 41 PG 29-32 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018-136277 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Title Company | REALTY PRO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Document Number | 2018136278 |
|---|---|
| Date | Jul 05, 2018 |
| Instrument | 2018-136278 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2033 |
Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,299.00 (+15.95%) Homeowner's exemption Widower's exemption | $458,107 (+5.99%) | $480,446 (+11.15%) Land $75,000 Building $405,446 |
| 2023 | $6,295.00 (+51.03%) Senior Citizen's exemption | $432,231 (+46%) Land $75,000 Building $357,231 | $432,231 (+6.55%) Land $75,000 Building $357,231 |
| 2022 | $4,168.00 Homeowner's exemption | $296,058 | $405,670 Land $66,000 Building $339,670 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 46 (1994–2024) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 139 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORMOND BEACH serves 59,744 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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