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44 Winding Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 44 Winding Creek Way, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,852 sqft · built 1987
Lot Size0.376 acres (16,398 sqft)
Owner2 Trust Names on Record
Last Sale$257,850 (May 2019)
Tax Bill$5,159 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Dec 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN4126-01-00-0300

Property Details

APN / Parcel Number

Primary APN4126-01-00-0300
Alternative APNs
  • 31142601000300
  • 26143101000300
  • 4902520.0
  • 4902520

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,852 sqft Living Area
Gross Area3,402 sqft
1st Floor Area2,472 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,398 sqft (0.376 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area422 sqft
Patio Area980 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number4902520
Street Address44 WINDING CREEK WAY
CityORMOND BEACH
StateFL
Zip32174-6774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code13PUD
Legal DescriptionLOT 30 PHASE I UNIT I BREAKAWAY TRAILS SUB MB 41 PGS 29-32 INC PER OR 3154 PG 1531 PER OR 7356 PGS 4602-4603 INC PER OR 7356 PGS 4611-4612 PER OR 7356 PGS 4613-4614 PER OR 7689 PG 1843 PER OR 7689 PG 1847
Legal Range31E
Legal Township14S
Legal Section26
Legal SubdivisionBREAKAWAY TRAILS SUB MB
Legal Phase1
Legal Tract01
Legal Lot Number30
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionCENTRAL VOLUSIA
Census Block Group1
Census Block1003
Census Tract83203

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address44 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
May 2, 2019Warranty Deed, Transfer · Conventional with PMI
VYSTAR CU
Feb 3, 2017Grant Deed, Transfer · Conventional with PMI
PEOPLES HM EQUITY
Feb 3, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2019 · Amount on Record
Deed SaleMay 2, 2019 · Amount on Record
Prior SaleFeb 3, 2017 · Amount on Record
Deed Document Number201987085
Deed Book / Page7689 / 1847
Prior Transfer DateJan 31, 2017
Prior Transfer Doc0073564611
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address44 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774

Mortgage

Document Number0081202953
DateSep 20, 2021
Book Page8120/2953
Instrument2021-222431
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 19, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address44 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774

Mortgage

Document Number0079581587
DateDec 16, 2020
Book Page7958/1587
Instrument2020-244230
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMay 2, 2019
Property Address44 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774
Document Number0076891847
Book / Page007689 / 001847
Instrument DateApr 25, 2019
Instrument87085
Transaction TypeTransfer
Record UpdatedMay 27, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,804.95
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address44 WINDING CREEK WAY ORMOND BEACH FL 321746774, ORMOND BEACH, FL 32174-6774

Mortgage

Document Number76891849
DateMay 2, 2019
Book Page007689/001849
Instrument87086
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVOLUSIA FL
Recording DateFeb 3, 2017
Property Address44 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774
Document Number0073564613
Book / Page007356 / 004613
Instrument DateJan 31, 2017
Instrument23086
Transaction TypeTransfer
Record UpdatedMar 15, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,679.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address44 WINDING CREEK WAY ORMOND BEACH FL 321746774, ORMOND BEACH, FL 32174-6774

Mortgage

Document Number73564615
DateFeb 3, 2017
Book Page007356/004615
Instrument23087
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 2, 2047

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateFeb 3, 2017
Property Address44 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774
Document Number0073564611
Book / Page007356 / 004611
Instrument DateJan 31, 2017
Instrument23085
Transaction TypeTransfer
Record UpdatedMar 15, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9 BENNETT ST OLD GREENWICH CT 068702201, OLD GREENWICH, CT 06870-2201

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$367,411 (+2.7%)$553,782 (+1.06%) Land $75,000 Building $478,782
2025$5,159.00 (+6.81%) Homeowner's exemption$357,752 (+5.99%)$547,951 (+10.98%) Land $75,000 Building $472,951
2023$4,830.00 (+31.64%) Homeowner's exemption$337,544 (+27.08%)$493,737 (+36.15%) Land $75,000 Building $418,737
2022$3,669.00 Homeowner's exemption$265,609$362,638 Land $66,000 Building $296,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims46 (1994–2024)
Claims Outside the SFHA8 of 46
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 10 claims
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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