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41 Winding Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 41 Winding Creek Way, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,154 sqft · built 1996
Lot Size0.446 acres (19,446 sqft)
Owner2 Trust Names on Record
Last Sale$350,000 (Jun 2017)
Tax Bill$4,077 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN4126-01-00-0390

Property Details

APN / Parcel Number

Primary APN4126-01-00-0390
Alternative APNs
  • 31142601000390
  • 26143101000390
  • 4902678.0
  • 4902678

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,154 sqft Living Area
Gross Area4,090 sqft
1st Floor Area2,680 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area19,446 sqft (0.446 acres)
Garage TypeAttached
Garage Area936 sqft
Parking Spaces4 Parking Spaces
PorchFlorida Room
Porch Area700 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number4902678
Street Address41 WINDING CREEK WAY
CityORMOND BEACH
StateFL
Zip32174-6776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code13PUD
Legal DescriptionLOT 39 PHASE I UNIT I BREAKAWAY TRAILS SUB MB 41 PGS 29-32 PER OR 4041 PG 3839 PER OR 7411 PGS 4519-4520 PER OR 7480 PG 1369 PER OR 7499 PG 558
Legal Range31E
Legal Township14S
Legal Section26
Legal SubdivisionBREAKAWAY TRAILS SUB MB
Legal Phase1
Legal Tract01
Legal Lot Number39
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionCENTRAL VOLUSIA
Census Block Group1
Census Block1010
Census Tract83203

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address41 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 25, 2018Quit Claim Deed, Transfer · Conventional with PMI
STIFEL BK&TR
Dec 6, 2017Quit Claim Deed, Transfer
Quitclaim
Jun 19, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2017 · Amount on Record
Deed SaleJun 19, 2017 · Amount on Record
Prior SaleOct 3, 1995 · Amount on Record
Deed Document Number2017119017
Deed Book / Page7411 / 4519
Last Transfer DateJan 16, 2018
Transfer Doc0074990558
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address41 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776

Mortgage

Document Number0079493494
DateDec 1, 2020
Book Page7949/3494
Instrument2020-231540
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateJan 25, 2018
Property Address41 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776
Document Number0074990558
Book / Page007499 / 000558
Instrument DateJan 16, 2018
Instrument15392
Transaction TypeTransfer
Record UpdatedFeb 15, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address41 WINDING CREEK WAY ORMOND BEACH FL 321746776, ORMOND BEACH, FL 32174-6776

Mortgage

Document Number74990561
DateJan 25, 2018
Book Page007499/000561
Instrument15393
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 24, 2048

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateDec 6, 2017
Property Address41 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776
Document Number0074801369
Book / Page007480 / 001369
Instrument DateSep 5, 2017
Instrument235465
Transaction TypeTransfer
Record UpdatedJan 9, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address41 WINDING CREEK WAY ORMOND BEACH FL 321746776, ORMOND BEACH, FL 32174-6776

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJun 19, 2017
Property Address41 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776
Document Number0074114519
Book / Page007411 / 004519
Instrument DateJun 14, 2017
Instrument119017
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,450.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address41 WINDING CREEK WAY ORMOND BEACH FL 321746776, ORMOND BEACH, FL 32174-6776

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,453 (+2.7%)$561,228 (+1.51%) Land $75,000 Building $486,228
2025$4,077.00 (+6.98%) Homeowner's exemption$291,581 (+5.99%)$552,858 (+13.29%) Land $75,000 Building $477,858
2023$3,811.00 (+3.17%) Homeowner's exemption$275,111 (+3%)$488,002 (+7.68%) Land $75,000 Building $413,002
2022$3,694.00 Homeowner's exemption$267,098$453,208 Land $66,000 Building $387,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims46 (1994–2024)
Claims Outside the SFHA8 of 46
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 10 claims
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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