Volusia County property record for 48 Winding Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,538 sqft · built 1990 |
| Lot Size | 0.36 acres (15,668 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $745,000 (Feb 2024) |
| Tax Bill | $5,971 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-01-00-0330 |
| Primary APN | 4126-01-00-0330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,538 sqft Living Area |
| Gross Area | 4,067 sqft |
| 1st Floor Area | 2,060 sqft |
| Upper Floors Area | 1,478 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,668 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 184 sqft |
| Patio Area | 650 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4902571 |
|---|---|
| Street Address | 48 WINDING CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-6774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 EXC W 3.37 FT ON S/L OF S 76.55 FT ON W/L PHASE I UNIT I BREAKAWAY TRAILS SUB MB 41 PGS 29-32 PER OR 4427 PG 3925 PER OR 8341 PGS 1487-1490 PER OR 8514 PG 0972 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | BREAKAWAY TRAILS SUB MB |
| Legal Phase | 1 |
| Legal Tract | 01 |
| Legal Lot Number | 33 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 83203 |
Source: Volusia County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 48 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 2, 2024 | Warranty Deed, Transfer ADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC |
| Nov 6, 2023 | Deed of Trust, Mortgage · Balloon Mortgage THE TRILEGACY GROUP INC |
| Dec 2, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 2, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2024 · Amount on Record |
| Deed Sale | Feb 2, 2024 · Amount on Record |
| Prior Sale | Sep 15, 1992 · Amount on Record |
| Deed Document Number | 202422316 |
| Deed Book / Page | 8514 / 972 |
| Prior Transfer Date | Nov 28, 2022 |
| Prior Transfer Doc | 0083411487 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Feb 2, 2024 |
| Property Address | 48 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Document Number | 0085140972 |
| Book / Page | 8514 / 972 |
| Map Reference | MB 41 PG 29-32 |
| Instrument Date | Feb 1, 2024 |
| Instrument | 2024022316 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Title Company | ADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 HUNTINGTON PL, ORMOND BEACH, FL 32174-1173 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 48 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 48 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Title Company | OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 44 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Document Number | 0084811192 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 8481/1192 |
| Instrument | 2023226799 |
| Name | THE TRILEGACY GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BUNNELL, FL 32110 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 1, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Dec 2, 2022 |
| Property Address | 48 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Document Number | 0083411490 |
| Book / Page | 8341 / 1490 |
| Map Reference | MB 41 PG 29-32 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 2022266671 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Dec 2, 2022 |
| Property Address | 48 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Document Number | 0083411487 |
| Book / Page | 8341 / 1487 |
| Map Reference | MB 41 PG 29-32 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022266669 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
| Name | Verified Name |
|---|---|
| Address | 48 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6774 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,351 (+2.7%) | $583,351 (+1.02%) Land $75,000 Building $508,351 | |
| 2025 | $5,971.00 (+43.33%) Homeowner's exemption | $407,353 (+37.21%) | $577,487 (+13.88%) Land $75,000 Building $502,487 |
| 2023 | $4,166.00 (+3.12%) Homeowner's exemption | $296,882 (+3%) | $507,084 (+5.08%) Land $75,000 Building $432,084 |
| 2022 | $4,040.00 Homeowner's exemption | $288,235 | $482,586 Land $66,000 Building $416,586 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 46 (1994–2024) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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