Volusia County property record for 43 Winding Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,664 sqft · built 1990 |
| Lot Size | 0.453 acres (19,734 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Aug 2011) |
| Tax Bill | $4,167 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-01-00-0400 |
| Primary APN | 4126-01-00-0400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,664 sqft Living Area |
| Gross Area | 3,148 sqft |
| 1st Floor Area | 2,664 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,734 sqft (0.453 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 805 sqft |
| Patio Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4902694 |
|---|---|
| Street Address | 43 WINDING CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-6776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13PUD |
| Legal Description | LOT 40 PHASE I UNIT I BREAKAWAY TRAILS SUB MB 41 PGS 29-32 INC PER OR 3254 PG 0376 PER OR 5352 PG 2253 PER OR 5352 PG 2254 PER OR 6624 PG 0576 PER OR 8853 PG 0991 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | BREAKAWAY TRAILS SUB MB |
| Legal Phase | 1 |
| Legal Tract | 01 |
| Legal Lot Number | 40 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 83203 |
Source: Volusia County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2802 HEATHERWOOD DR, TAMPA, FL 33618-1155 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2011 · Amount on Record |
| Deed Sale | Aug 22, 2011 · Amount on Record |
| Prior Sale | Jul 2, 2004 · Amount on Record |
| Deed Document Number | 2011140727 |
| Deed Book / Page | 6624 / 576 |
| Prior Transfer Date | Jun 15, 2004 |
| Prior Transfer Doc | 0000163513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 43 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776 |
| Document Number | 0078443006 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 43 WINDING CREEK WAY ORMOND BEACH FL 321746776, ORMOND BEACH, FL 32174-6776 |
| Document Number | 0078443006 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 007844/003006 |
| Instrument | 76468 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 43 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776 |
| Document Number | 0073820519 |
| Book / Page | 007382 / 000519 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Name | Verified Name |
|---|---|
| Address | 43 WINDING CREEK WAY ORMOND BEACH FL 321746776, ORMOND BEACH, FL 32174-6776 |
| Document Number | 0073820519 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 007382/000519 |
| Instrument | 68058 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2047 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,310 (+40.44%) Land $75,000 Building $356,310 | $431,310 (-12.15%) Land $75,000 Building $356,310 | |
| 2025 | $4,167.00 (+7.2%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $307,116 (+5.99%) | $490,963 (+12.16%) Land $75,000 Building $415,963 |
| 2023 | $3,887.00 (-0.61%) Senior Citizen's exemption | $289,768 (+3%) | $437,722 (+7.57%) Land $75,000 Building $362,722 |
| 2022 | $3,911.00 Senior Citizen's exemption | $281,328 | $406,924 Land $66,000 Building $340,924 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 46 (1994–2024) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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