Volusia County property record for 49 Winding Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,305 sqft · built 1988 |
| Owner | Individual Name on Record |
| Last Sale | $338,000 (Sep 2020) |
| Tax Bill | $8,358 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-01-00-0430 |
| Primary APN | 4126-01-00-0430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,305 sqft Living Area |
| 1st Floor Area | 3,305 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 257 sqft |
| Patio Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 4902724.0 |
|---|---|
| Old Parcel Number | 31142601000430 |
| Street Address | 49 WINDING CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-6776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 43 PHASE I UNIT I BREAKAWAY TRAILS SUB MB 41 PGS 29-32 INC PER OR 4269 PG 4420 PER OR 7407 PGS 4831-4866 INC PER OR 7915 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | TRAILS |
| Legal Phase | 1 |
| Legal Tract | 1 |
| Legal Lot Number | 43 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 83203 |
Source: Volusia County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 49 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Sep 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage IBERIABANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2020 · Amount on Record |
| Deed Sale | Sep 23, 2020 · Amount on Record |
| Prior Sale | Jan 21, 1998 · Amount on Record |
| Deed Document Number | 2020-180969 |
| Deed Book / Page | 7915 / 2907 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 49 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 49 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776 |
| Document Number | 0083044150 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 8304/4150 |
| Instrument | 2022202434 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 24, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Sep 23, 2020 |
| Property Address | 49 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776 |
| Document Number | 0079152907 |
| Book / Page | 7915 / 2907 |
| Map Reference | MB 41 PG 29 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 2020-180969 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | REALTY PRO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,366.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 284 FLORIDA SHORES BLVD, 284, DAYTONA BEACH SHORES, FL 32118-5641 |
| Name | Verified Name |
|---|---|
| Address | 49 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776 |
| Document Number | 0079152909 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 7915/2909 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,358.00 (+32.06%) | $512,004 (+21.8%) Land $75,000 Building $437,004 | $512,004 (+21.8%) Land $75,000 Building $437,004 |
| 2023 | $6,329.00 (+8.24%) | $420,374 (+6.41%) Land $75,000 Building $345,374 | $420,374 (+6.41%) Land $75,000 Building $345,374 |
| 2022 | $5,847.00 | $395,035 Land $66,000 Building $329,035 | $395,035 Land $66,000 Building $329,035 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 46 (1994–2024) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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