Volusia County property record for 45 Winding Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,366 sqft · built 1988 |
| Lot Size | 0.445 acres (19,376 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $548,000 (Apr 2026) |
| Tax Bill | $6,550 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4126-01-00-0410 |
| Primary APN | 4126-01-00-0410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,366 sqft Living Area |
| Gross Area | 2,894 sqft |
| 1st Floor Area | 2,366 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,376 sqft (0.445 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 280 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 617 sqft |
| Patio Area | 478 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4902708 |
|---|---|
| Street Address | 45 WINDING CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-6776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13PUD |
| Legal Description | LOT 41 PHASE I UNIT I BREAKAWAY TRAILS SUB MB 41 PGS 29-32 INC PER OR 4936 PG 3719 PER OR 6053 PG 4233 PER OR 6126 PGS 3735-3736 PER OR 6866 PG 0565 PER OR 8068 PG 3933 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 26 |
| Legal Subdivision | BREAKAWAY TRAILS SUB MB |
| Legal Phase | 1 |
| Legal Tract | 01 |
| Legal Lot Number | 41 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 83203 |
Source: Volusia County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRIDENT HOME LOANS |
| Jun 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2021 · Amount on Record |
| Deed Document Number | 202672099 |
| Deed Book / Page | 8843 / 3121 |
| Prior Transfer Date | Aug 22, 2000 |
| Prior Transfer Doc | 4587000795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 45 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776 |
| Document Number | 0000072099 |
| Book / Page | 8843 / 3121 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.72099 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $387,436.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000072100, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026..72100 |
| Name | TRIDENT HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jun 21, 2021 |
| Property Address | 45 WINDING CREEK WAY, ORMOND BEACH, FL 32174-6776 |
| Document Number | 0080683933 |
| Book / Page | 8068 / 3933 |
| Map Reference | MB 41 PG 29-32 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021-144238 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | REALTY PRO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 E GRANADA BLVD # BLVD302, 200, ORMOND BEACH, FL 32176-6694 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 595, WALDPORT, OR 97394-0595 |
| Document Number | 80683935 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 8068/3935 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $454,710 (+2.7%) | $477,442 (+1.53%) Land $75,000 Building $402,442 | |
| 2025 | $6,550.00 (+6.68%) Homeowner's exemption | $442,756 (+5.99%) | $470,268 (+12.57%) Land $75,000 Building $395,268 |
| 2023 | $6,140.00 (-4.64%) Homeowner's exemption | $417,746 (+6.3%) Land $75,000 Building $342,746 | $417,746 (+6.3%) Land $75,000 Building $342,746 |
| 2022 | $6,439.00 | $392,981 Land $66,000 Building $326,981 | $392,981 Land $66,000 Building $326,981 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 46 (1994–2024) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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