46 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 46 Ocean Dr, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,150 sqft · built 1974
Lot Size	0.116 acres (5,040 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Sep 2026)
Tax Bill	$5,743 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00555011-007200`

Property Details

APN / Parcel Number

Primary APN	`00555011-007200`
Alternative APN	`1681211`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Metal
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
View / Lot	Canal

Exterior Amenities

Porch	Patio
Porch Area	220 sqft
Patio Area	48 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1681211
Street Address	46 OCEAN DR
City	KEY LARGO
State	FL
Zip	33037-4034
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	LOT 72 THE HARBORGE KEY LARGO PB6-46 OR558-745 OR1271-1191 OR1271-1192 OR1599-2212/13 OR1668-1821 OR1668-1845 OR2355-1490/92 OR2655-1030 OR2741-232 OR2741-205/06 OR3085-1360
Legal Range	39E
Legal Township	62S
Legal Section	06
Legal Subdivision	HARBORAGE, THE
Legal Lot Number	72
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	970600

Owner

Source: Monroe County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	46 OCEAN DR, KEY LARGO, FL 33037-4034
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 31, 2021	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage SERIO RODRIGUEZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	May 18, 2015 · Amount on Record
Deed Document Number	20262559592
Deed Book / Page	3401 / 697
Prior Transfer Date	Sep 1, 2026
Prior Transfer Doc	0002559592
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Sep 4, 2026
Property Address	46 OCEAN DR, KEY LARGO, FL 33037-4034
Document Number	0002559592
Book / Page	3401 / 697
Instrument Date	Sep 1, 2026
Instrument	20262559592
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$42,420.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	46 OCEAN DR, KEY LARGO, FL 33037-4034

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Mar 31, 2021
Property Address	46 OCEAN DR, KEY LARGO, FL 33037-4034
Document Number	0030851360
Book / Page	3085 / 1360
Map Reference	MB 6 PG 46
Instrument Date	Mar 29, 2021
Instrument	2311336
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8520 SW 109TH ST, MIAMI, FL 33156-3546

Mortgage

Document Number	30851362
Date	Mar 31, 2021
Instrument	3085/1362

Lender

Name	SERIO RODRIGUEZ
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,743.00 (+9.83%)	$741,159 (+7.93%) Land $651,926 Building $89,233	$741,159 (+7.93%) Land $651,926 Building $89,233
2024	$5,229.00 (+5.49%)
2023	$4,957.00 (+15.49%)	$686,727 (+22.39%) Land $599,813 Building $86,914	$686,727 (+22.39%) Land $599,813 Building $86,914
2022	$4,292.00	$561,092 Land $471,897 Building $89,195	$561,092 Land $471,897 Building $89,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 425 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	957 units insured incl. 532 condo units
Nearby Flood Claims	227 (1982–2022)
Claims Outside the SFHA	13 of 227
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 156 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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