42 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 42 Ocean Dr, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,004 sqft · built 1972
Lot Size	0.087 acres (3,777 sqft)
Owner	Company Name on File
Last Sale	$425,000 (Dec 2021)
Tax Bill	$4,177 (2024)
Deeds & Mortgages	Dec 2021 Sale Sep 2018 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00555011-007000`

Property Details

APN / Parcel Number

Primary APN	`00555011-007000`
Alternative APNs	`06623900555011007000` `1681199`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,777 sqft (0.087 acres)
View / Lot	Canal
Garage Type	Covered
Garage Area	276 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	396 sqft
Deck Area	300 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1681199
Street Address	42 OCEAN DR
City	KEY LARGO
State	FL
Zip	33037-4034
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	LT 70 THE HARBORAGE KEY LARGO PB6-46 OR578-565 OR588-367 OR864-455 OR965-596 OR980-2332 OR1022-120 OR2470-687 OR2871-351 OR2871-360 OR2871-362 OR2926-0096 OR3143-1830 OR3283-2099
Legal Range	39E
Legal Township	62S
Legal Section	06
Legal Subdivision	HARBORAGE, THE
Legal Lot Number	70
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	970600

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12355 SW 64TH ST, MIAMI, FL 33183-1503
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 10, 2018	Warranty Deed, Transfer CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO
Aug 29, 2017	Warranty Deed, Transfer · Conventional Mortgage ZALESKI BARBARA H TRUST (PT)

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	20212353267
Deed Book / Page	3143 / 1830
Last Transfer Date	Jul 8, 2024
Transfer Doc	0032832099
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 16, 2021
Property Address	42 OCEAN DR, KEY LARGO, FL 33037-4034
Document Number	0031431830
Book / Page	3143 / 1830
Map Reference	MB 6 PG 46
Instrument Date	Dec 1, 2021
Instrument	2353267
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1880 SE 18TH TER, 1880, HOMESTEAD, FL 33035-1991

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 OCEANA AVE, KEY LARGO, FL 33037-4706

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 10, 2018
Property Address	42 OCEAN DR, KEY LARGO, FL 33037-4034
Document Number	0029260096
Book / Page	002926 / 000096
Instrument Date	Sep 5, 2018
Instrument	2185766
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,785.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 OCEAN DR KEY LARGO FL 330374034, KEY LARGO, FL 33037-4034

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 29, 2017
Property Address	42 OCEAN DR, KEY LARGO, FL 33037-4034
Document Number	0028710351
Book / Page	002871 / 000351
Instrument Date	Aug 10, 2017
Instrument	2136846
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	BAY2OCEAN TITLE SERVICES, BAY2OCEAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 OCEAN DR KEY LARGO FL 330374034, KEY LARGO, FL 33037-4034

Mortgage

Document Number	28710355
Date	Aug 29, 2017
Book Page	002871/000355
Instrument	2136847

Lender

Name	ZALESKI BARBARA H TRUST (PT)
Address	425 REDONDO AVE # 5, LONG BEACH, CA 90814-5137

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 28, 2024

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$494,378 (+15.71%) Land $435,580 Building $58,798	$494,378 (+15.71%) Land $435,580 Building $58,798
2024	$4,177.00 (+9.03%)
2023	$3,831.00 (+14.87%)	$427,263 (+20.4%) Land $371,147 Building $56,116	$427,263 (+20.4%) Land $371,147 Building $56,116
2022	$3,335.00	$354,883 Land $296,988 Building $57,895	$354,883 Land $296,988 Building $57,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 425 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	957 units insured incl. 532 condo units
Nearby Flood Claims	227 (1982–2022)
Claims Outside the SFHA	13 of 227
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 156 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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