Monroe County property record for 51 Ocean Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,356 sqft · built 2013 |
| Lot Size | 0.131 acres (5,710 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $490,000 (Jan 2009) |
| Tax Bill | $10,105 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00555011-005500 |
| Primary APN | 00555011-005500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,356 sqft Living Area |
| 1st Floor Area | 2,596 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,710 sqft (0.131 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 713 sqft |
| Deck Area | 1,746 sqft |
| Patio Area | 3,018 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1681032 |
|---|---|
| Old Parcel Number | 06623900555011005500 |
| Street Address | 51 OCEAN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE HARBORAGE KEY LARGO PB 6-46 LOT 55 & THE S'LY 10FT LOT 54 OR568-662 OR909-498 OR1562-1058 OR2006-218/19 OR2006-220/22 |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 06 |
| Legal Subdivision | HARBORAGE, THE |
| Legal Lot Number | 54-55 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970600 |
The current owner of 51 Ocean Dr bought it in January 2009.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 9251 SW 112TH ST, MIAMI, FL 33176-3645 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2009 · Amount on File |
| Deed Sale | Jan 27, 2009 · Amount on File |
| Prior Sale | May 19, 2004 · Amount on File |
| Deed Document Number | 1728405 |
| Deed Book / Page | 2397 / 1986 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,388,623 Land $685,836 Building $702,787 | $1,388,623 Land $685,836 Building $702,787 | |
| 2024 | $10,105.00 (+6.07%) | ||
| 2023 | $9,527.00 (+22.2%) | $1,308,623 (+37.24%) Land $631,048 Building $677,575 | $1,308,623 (+37.24%) Land $631,048 Building $677,575 |
| 2022 | $7,796.00 | $953,552 Land $496,567 Building $456,985 | $953,552 Land $496,567 Building $456,985 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Ocean Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 51 Ocean Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications.
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